PLUS MINUS: Left or Short?

Will there be money left this month, or not enough? PLUS MINUS splits what comes in and what goes out into fixed and variable, then shows this month's result as a plain plus or minus. Just add your paycheck, loans and insurance to see what's left each month. MONTH AT A GLANCE • Fixed and variable income and expenses add up to one result: money left, or came up short • Results are marked with signs and patterns, not just color, so they're easy for anyone to read • No bank or card linking. It works only from the amounts you enter JUST SAY IT • On Home, tap + or − and say "coffee 5" or "parking 3 on Sep 4" to add it • It picks out the name, amount and date, and saves as soon as you stop talking • Understands English, Korean, Japanese, Chinese, Vietnamese, German, French, Italian and Spanish, following your app language FIXED AND VARIABLE • Add rent, loans or insurance once and they count every month • Track payments that come every 3 months, 6 months or once a year too • For bills that change a little each month, last month's amount is used until you enter the new one • When an amount changes, update just this month or every month from now on. Past months stay as they were STATS AND ANALYSIS • A month-by-month chart shows how many months were in the green and how many in the red • See your average result and fixed expense share • For each month, see how much more you spent than usual (based on the last 6 months) and which expenses moved the result the most REMINDERS • Get notified the moment this month turns negative • Get a morning reminder on the day a fixed expense goes out • Get asked for the amount on the day a varying bill is due SHARE WITH FAMILY • Start right away, no account needed • Sign in with Apple, Google or Kakao to bring your ledger to a new device • Invite family with a code and keep one ledger together. Changes show up right away MAKE IT YOURS • Start your month on payday, like the 25th through the 24th • Pick your currency. Foreign currency entries are converted at the exchange rate • Choose from 10 languages (English, Korean, Japanese, Simplified and Traditional Chinese, Vietnamese, German, French, Italian and Spanish) and a range of fonts