Ritzzpay - Pay Bills Instantly

Pay bills, recharge mobile, check free CIBIL score, get AI credit insights and settle existing loans — all in one secure app. Ritzzpay is your one-stop bill-payment app for India — BBPS-certified, bank-grade secure — with a free CIBIL credit score, AI Credit Analyser, and a Loan Settlement Bill Pay service to help you close your existing loans with your existing lender. ⭐ TOP FEATURES 🔹 Mobile Recharge & DTH Recharge Prepaid recharge, postpaid bill, DTH and FASTag recharge for every major operator — Jio, Airtel, Vi, BSNL, Tata Sky, Airtel DTH, Dish TV and more. Instant top-ups with cashback. 🔹 Bill Payments (24+ categories) — BBPS-compliant • Electricity bill payment • Water bill payment • LPG gas booking • Broadband & landline bills • Cable TV recharge • Municipal property tax & water tax 🔹 Free CIBIL Credit Score & Credit Report Check your CIBIL credit score and full credit report for FREE, anytime — soft pull, no impact on your score. Monthly updates, complete view of all your loans + cards, and credit-health tracking over time. Powered by licensed credit bureaus with your consent. 🔹 AI Credit Analyser — Your Personal Credit Coach Our AI reads your credit report in seconds and tells you, in plain language: • What's helping your score • What's hurting your score • Exactly what to do to improve it — with priorities and timelines Personalised, private, built on your real bureau data. Educational insights only. 🔹 Loan Settlement Bill Pay Closing or settling an existing loan? Pay the settlement amount or final outstanding balance directly to your existing Bank/NBFC through Ritzzpay. We are a payment passthrough only — the loan is held by your existing lender; we simply move the payment from your bank account to theirs, the same way you'd pay any other bill. 🔹 Rewards & Cashback Earn cashback on eligible recharges and bill payments. Track and redeem inside the app*. ✅ WHY RITZZPAY • BBPS-certified for eligible bill categories • Bank-grade encryption and secure payment infrastructure • Pay with Credit/Debit Cards, Netbanking and Wallets 📋 IMPORTANT NOTES Loan Settlement Bill Pay is a payment passthrough — you choose the lender, you confirm the amount, and we move the payment. It is NOT a loan-restructuring, refinancing, or lending service of any kind. The loan stays with your existing Bank/NBFC; we only facilitate the payment. Free CIBIL Credit Score and Credit Report data is pulled from licensed credit bureaus (CICs) with your explicit, in-app consent and is used only to power the credit insights you see in the app. The AI Credit Analyser provides educational credit-health insights — not financial, investment or legal advice. Bill settlement times vary from 1 minute to 72 hours depending on the biller. *Rewards and cashback subject to in-app promotional terms; may change without notice. 📧 SUPPORT [email protected] | 08062986538