Steward - Budget & Expense

Steward is a private, 100% offline personal and family finance app that helps you track spending, manage budgets, and never miss a bill payment — without creating an account or sending your data anywhere. WHY STEWARD? Managing money shouldn't mean handing your financial data to a stranger's server. Steward keeps everything on your device: no sign-up, no cloud sync, no hidden data collection. Like a steward who manages a household's affairs with care and discretion, this app quietly keeps your finances organized and private. KEY FEATURES 📊 Budgeting Made Simple Set a monthly budget for each spending category and watch your progress at a glance. Adjust any category's budget for the current month without changing past or future months — perfect for irregular expenses. 🧾 Bill Reminders & Tracking Never miss a due date. Add recurring bills, get reminded before they're due, and mark them paid with an optional note. Bill amounts can change from month to month (rent increases, variable utility bills) without affecting your history. 💰 Expense & Income Tracking Log transactions in seconds with a clean, fast interface. Choose from a rich set of ready-made categories (groceries, transport, health, education, business, and more) or create your own. 👛 Multiple Accounts & Wallets Track cash, bank accounts, and e-wallets separately, or view them together. Great for managing personal and household finances side by side. 🔒 Privacy & Security First Lock the app with a PIN. Your financial data stays on your device — no cloud sync, no account, and it's never shared with anyone, including us. (Steward shows small, non-intrusive banner ads to stay free; ads never see your financial data.) 🌍 Multi-Currency Support Automatically detects your local currency on first launch, with support for currencies worldwide. 🌗 Light & Dark Mode Follows your system theme automatically, or set your preference manually. 💾 Full Backup & Restore Export your data to a file anytime and restore it whenever you need. Your data belongs to you — take it with you, keep it safe, or move to a new phone with zero hassle. 🌐 Bahasa Indonesia & English Full support for both languages, following your device's language settings. WHO IS STEWARD FOR? - Anyone who wants a simple, no-nonsense budget and expense tracker - Families who want to track shared household bills and spending - Privacy-conscious users who don't want their financial data on someone else's server - Freelancers and small business owners tracking personal and business wallets separately Steward is built to be fast, clear, and respectful of your privacy — no clutter, no unnecessary permissions, no accounts. Just a reliable tool to help you understand and manage your money. Download Steward today and take control of your finances — quietly, privately, and entirely on your own terms.