Aurelia Reserve

Aurelia Reserve is an independent financial planner for preparing for irregular future expenses. Enter your reserve, protected minimum balance, and expected expenses manually, then see the constant monthly contribution needed to keep your reserve above that minimum. The app focuses on one clear planning question: how much should you set aside each month? It calculates a forecast using your saved plan details and explains the determining month, showing which accumulated expenses make that contribution necessary. Key features: • Create local reserve plans with currency, start month, planning horizon, reserve amount, protected balance, and expenses • Add one-time or yearly recurring expenses within the plan horizon • View the calculated monthly contribution and the month that drives it • Open monthly rows to review contribution counts, accumulated expenses, reserve coverage, and related expenses • See reserve movement by month, including starting balance, contribution, dated expenses, and ending balance • Review saved plans, plan details, expenses, and local activity history • Optionally attach one photo of a paper note to a plan for reference only • Set a default currency for new plans and save a local app rating on your device Supported plan currencies are USD, EUR, GBP, and PLN. Currencies are not converted or combined. The calculation does not include interest, fees, inflation, taxes, investment returns, or currency conversion. All information is entered manually and stored on your device. Aurelia Reserve does not create accounts, use bank connections, send analytics, display ads, sync data, or make network requests. Aurelia Reserve is not a lender and does not provide loan applications, approvals, creditor connections, creditor recommendations, referrals, or financial offers. It is a local planning tool for forecasted reserve contributions, not a guarantee of future expenses or actual savings.