ZeroTrack - Expense Tracker

ZeroTrack automatically builds your complete financial ledger by reading your bank SMS, email receipts, app notifications, and PDF bank statements — all processed locally on your device. AUTOMATIC TRANSACTION CAPTURE • Reads bank SMS alerts, UPI confirmations, and credit card notifications • Parses Gmail email receipts and bank statement emails • Captures payment app notifications (GPay, PhonePe, Paytm, BHIM) • Imports PDF bank statements from HDFC, SBI, and more • Smart 4-layer deduplication removes duplicate entries across all sources AI-POWERED CATEGORIZATION • Optional AI enrichment using your own API key (Gemini, OpenRouter, or Ollama) • Automatically categorizes merchants and normalizes names • AI teaches the system — learns over time, reducing API calls to near zero • You always review and approve every transaction before it enters your ledger MULTI-ACCOUNT MANAGEMENT • Track savings accounts, credit cards, loans, wallets, and demat accounts • Billing cycle tracking for credit cards • Beautiful gradient account cards with balance overview • Account-wise transaction history with search and filters BUDGETS & ANALYTICS • Set monthly budgets per category with progress tracking • Visual charts and category breakdowns • Period-wise income, expense, and savings statistics • Dashboard with balance summary, recent transactions, and spending trends PRIVACY-FIRST DESIGN • All data processed and stored locally on your device • SQLCipher-encrypted database — your data is locked on your phone • No cloud uploads, no tracking, no ads • Firebase Crashlytics and Analytics are OFF by default — you choose • AI enrichment is opt-in only, using your own API key BACKUP & EXPORT • Password-protected encrypted backup and restore • CSV export with date range filtering • Never lose your financial data BEAUTIFUL & ACCESSIBLE • Clean coral-themed design with light and dark mode • 5-tab navigation for quick access to all features • Available in English and Hindi (1100+ translated strings) • Multi-country support (India, USA, and more) SMART ONBOARDING • 9-step guided setup — pick your country, currency, connect SMS, email, and go • Automatic historical import based on your chosen lookback period • Works instantly after setup with zero configuration ZeroTrack is not a banking app. It does not initiate any transactions or access your bank accounts. It simply reads your existing transaction messages and organizes them into a clean, private financial ledger. Made by Reachbox Technologies.