RapidMoney – Digital loans

RapidMoney – Instant Personal Loan Facilitation Platform RapidMoney is a digital loan facilitation platform in India connecting eligible customers with RBI-registered lending partners. Customers can apply for personal loans ranging from ₹5,000 to ₹20,000, subject to eligibility and lending partner policies. The entire process—application, KYC, verification, and e-signing—is 100% digital. Upon approval by the lending partner, funds are disbursed directly into the borrower's bank account. ABOUT RAPIDMONEY RapidMoney is operated by MoneyTime Technology Solutions Private Limited. RapidMoney acts solely as a loan facilitator and is not a bank or NBFC. All loan approvals, interest rates, fees, tenures, and terms are determined directly by RBI-registered NBFC lending partners based on credit assessment. Loans can be utilized for medical emergencies, education, travel, household needs, and other permitted personal expenses. WHY CHOOSE RAPIDMONEY? • 100% Digital: Complete your application online anytime. • Unsecured Loans: No collateral required. • Direct Disbursal: Approved funds transferred straight to your bank account. • Transparent Terms: Interest rates, fees, APR, and repayment schedules disclosed upfront. • RBI-Registered Partners: Loans issued by compliant NBFC lending partners. HOW TO APPLY Download the RapidMoney app or visit www.rapidmoney.in. Register with your mobile number. Submit basic personal, professional, and digital KYC details (PAN/Aadhaar). View loan offer (amount, interest, fees, APR, tenure). Accept the loan agreement and complete the eMandate. Get funds disbursed directly to your bank account. LOAN TERMS AT A GLANCE • Loan Amount: ₹5,000 – ₹20,000 • Repayment Tenure: 61 – 90 days • Maximum APR: Up to 162% • Collateral: None required • Processing & Assessment Fee: As applicable per offer • Approval: Subject to credit assessment and lender policies REPRESENTATIVE LOAN EXAMPLE • Loan Amount / Principal: ₹12,000 • Tenure: 61 days • Interest Rate: 0.12% per day • Total Interest: ₹878.40 • Processing Fee: ₹1,800 • GST on Fee (18%): ₹324 • Total Fees: ₹2,124 • Net Disbursal Amount: ₹9,876 (Principal - Fees) • Total Repayment Amount: ₹12,878.40 (Principal + Interest) • Representative APR: 160.07% *Illustrative example only. Final interest, APR, fees, and tenure depend on individual credit profiles and lender policies. FREQUENTLY ASKED QUESTIONS Is RapidMoney an RBI-approved loan app? RapidMoney is a digital lending platform operated by MoneyTime Technology Solutions Private Limited. It connects borrowers with RBI-registered NBFC partners and does not operate as a direct lender. What are the loan amounts and tenures? Eligible applicants can apply for ₹5,000 to ₹20,000 with repayment tenures ranging from 61 to 90 days. Are there hidden charges or collateral? No collateral is required. All processing fees, interest rates, and applicable taxes are fully disclosed before loan acceptance. Is my data secure? Yes. RapidMoney uses encryption and strict security measures. We do not require access to private contacts or call logs. Refer to our Privacy Policy for details. CONTACT & LEGAL • Website: www.rapidmoney.in • Email: [email protected] • Address: 902, 9th Floor, Shubhjyoti Building, SV Road, Datta Park, Borivali (W), Mumbai, MH – 400092 • Privacy Policy: www.rapidmoney.in/privacy-policy • Terms & Conditions: www.rapidmoney.in/term-conditions