PyFinanzas

PyFinanzas is a personal finance manager that runs on your phone, offline and ad-free. Note down what comes in and what goes out, and always know how much you have and how much you are going to have. WHAT YOU CAN DO • Record expenses and income in seconds, with categories, subcategories, contacts and tags. • Keep several wallets at once: cash, bank accounts and credit cards, grouped however you like. • Work in several currencies. Each transaction stores its own exchange rate, so your history does not fall apart when the rate moves. • Transfer between wallets without the transfer messing up your reports. • Split a purchase between several people and keep track of who owes what. PLAN, DON'T JUST RECORD • Recurrences: the rent, subscriptions, the loan instalment. The app reminds you, and confirms them for you if you ask it to. • Budgets by category, which you can narrow down by tag or by contact. • Savings goals, and control of debts you owe and debts owed to you. • Future transactions and projection: it answers "how much will I have on the 30th", counting what you already know is coming. YOUR DATA IS YOURS • Everything is stored on your device. There is no server holding your transactions. • Optional backup to YOUR own Google Drive, in a private folder only this app can reach. • Import and export CSV whenever you want: your data is never locked in. • Lock with PIN or fingerprint, light and dark theme, and English or Spanish. WITH ARTIFICIAL INTELLIGENCE (OPTIONAL) • Type or dictate "yesterday 850 at the supermarket with Ana" and the app fills in the form for you. You review and save: nothing is ever saved on its own. • Let it analyse your history and find the expenses that keep repeating and are not declared yet, so you can turn them into recurrences with one tap. These two features are paid for with credits, and the price is always shown before you spend. The rest of the app is free and needs no account. NO SURPRISES No ads. No trackers. Your data is never sold. An account is only needed for credits and purchases; you can use the whole app without signing up, and delete your account whenever you want from within the app.