Prosperae: Expense Tracker Live

Your money, finally clear. Prosperae turns everyday spending into charts you can act on — without ever asking for your bank password. No account, no sign-up, no cloud sync. Open it and start. WHY PEOPLE SWITCH • No bank login, ever. Your financial records stay on your phone. • Zero setup. Categories, icons and analytics work out of the box. • Built for real life: multiple currencies, cards, debts and recurring bills. LOG AN EXPENSE IN SECONDS • Speak it — say the amount and what it was for, and it's saved. • Scan it — photograph a receipt and let the amount and date fill themselves in, on-device. • Import it — CSV, Excel, PDF or a photo of your statement. Review every row before it saves. • Or just tap it in. Recurring entries repeat themselves. SEE WHERE IT ACTUALLY GOES Other apps hand you a list. Prosperae shows you the shape of your money: • Sankey flow — income in, spending out, at a glance • Heatmap — the days and weeks you overspend • Treemap and Sunburst — the categories that really dominate • Waterfall — what moved your balance this month • Net worth progression, cash flow forecast and savings rate trend STAY AHEAD OF THE MONTH • Budgets by period, with progress and overspend warnings • Bills and subscriptions with due dates and reminders • Credit cards with statements and billing cycles • Debts with a payoff projection, so you can see the finish line • Calendar view of everything coming up • Home screen widgets: balance, budget progress, cash flow, upcoming bills PRIVATE BY DESIGN • No sign-up, no email, no password • No bank connection and nothing to link • Your data is encrypted on your device • Optional fingerprint or PIN lock • Works completely offline PROSPERAE PREMIUM • Unlimited accounts, cards, budgets, bills and debts • Unlimited receipt scans and voice entries • Statement import from CSV, Excel, PDF and photos • Bill reminders and notifications • Daily exchange rates for multi-currency tracking • Encrypted backup and CSV export • Receipt and photo attachments • Chart export • App lock with fingerprint or PIN Your finances, clearly.