Private Expense Tracker

Your Money, Your Privacy — Fully in Your Control Financial institutions only ever see a piece of your data. Private Expense Tracker gives the whole picture back to you—and only you. Most "free" finance apps trade your privacy for convenience. We do the opposite. Private Expense Tracker is built for those who want powerful financial insights without handing over their personal life. Every feature is designed to work privately, locally, and effortlessly. Automated Tracking, 100% Offline Stop entering transactions manually. Let the app do the heavy lifting: Automated Capture: The app intelligently identifies transactions from notifications coming from bank, payment apps, SMS, emails and other. Manual Flexibility: Easily add cash transactions or custom entries for a complete 360-degree view of your finances. Privacy First. No Exceptions. Your financial history should stay on your device. Zero Internet Permissions: Nobody can see your data because they literally can't access it. No servers, no cloud, and no tracking. Offline AI Assistance: Need help with capturing notification patterns? The app generates a safe, editable AI prompt. You can redact sensitive details before pasting it into your favorite AI tool (Chat-GPT, Gemini, etc.) to get the perfect pattern without ever exposing your data. Powerful Insights & Organization Get clean, actionable records without the clutter: Smart Filtering: Automatically ignore irrelevant notifications and eliminate duplicates. Interactive Analytics: Visualize trends, categories, and spending comparisons with beautiful charts. Merchant Insights: Deep-dive into your spending with keyword searches and flexible date ranges. Master Your Debt Stay on top of what you owe with dedicated Loan Tracking. Whether it’s a mortgage, car loan, student debt, or simple installment plans, you’ll always know exactly how much you’ve paid and how much is left. Thoughtfully Designed for You Secure Access: Optional biometric or password lock. User-Centric UI: Dark mode for comfortable viewing and a "Quick-add" feature for one-off spends. Total Control: Create your own notification filters and manage your own secure backups. Transparent Permissions We only ask for what we need to make the app work for you: Notifications: To capture transaction data locally. Storage: For your secure, local backups. Biometric: For your optional secure login. Billing: For the optional one-time premium upgrade. Simple Pricing Private Expense Tracker is free to download and use. If you love the app and want to support its development, an optional premium upgrade is available (removes the reminder popup after 30 days).