Paycheck Calculator: Take Home

Paycheck Calculator and Take-Home Salary Calculator — see what lands in your bank account each pay period after federal and state tax withholding, pre-tax deductions and other payroll withholdings. Enter your gross salary, pick your pay frequency, and get a clear salary break-up in seconds. Built for employees comparing job offers, freelancers estimating net income, HR teams explaining pay structure, and anyone trying to understand a pay stub — no signup, no bank login, fully offline. Estimates and summaries are for planning only — not financial advice, not payroll software, and not a tax-filing service. Always verify final figures with your employer's payroll team or a qualified tax professional. ★ EVERYTHING THIS PAYCHECK CALCULATOR DOES ★ 💼 GROSS TO NET / TAKE-HOME PAY Enter annual or hourly gross pay — see estimated net pay per paycheck and per year after withholdings and deductions. 📋 FULL SALARY BREAK-UP Component-by-component view of base pay, bonus, overtime, pre-tax deductions and post-tax withholdings. 🏦 PRE-TAX DEDUCTIONS Model 401(k), health insurance, HSA/FSA and other pre-tax items to see their impact on taxable pay and take-home amount. 📊 TAX WITHHOLDING ESTIMATE Federal income tax withholding estimate based on filing status, dependents and pay frequency. State tax estimate where applicable. 📅 MONTHLY & ANNUAL VIEWS Toggle between per-paycheck take-home and annual net salary in one tap. ⚖️ OFFER COMPARE Save two or three calculations side-by-side — "Current job", "Offer A", "Offer B" — and see which puts more in your pocket after tax and deductions. 💰 BONUS & OVERTIME Add signing bonus, annual bonus or overtime hours — see how each affects withholding and net pay. 🔒 OFFLINE & PRIVATE Works fully offline. No bank link. Your salary data stays on your device. ★ KEY FEATURES ★ • Paycheck calculator — gross to net • Take-home salary / net pay estimate • Salary break-up by component • Federal and state tax withholding estimate • Pre-tax deduction modeling (401k, health, HSA) • Offer-compare view — up to 3 scenarios • Bonus and overtime support • Save calculations with custom names • Works fully offline • Light and dark theme ★ WHO USES THIS PAYCHECK CALCULATOR? ★ • Employees verifying pay stubs and estimating withholding • Job seekers comparing two or three offers before accepting • HR professionals explaining pay structure to new hires • Freelancers estimating net income from contract rates • Students learning how paychecks work before a first job • Anyone negotiating a raise and modeling the net impact ★ WHY CHOOSE THIS PAYCHECK CALCULATOR? ★ Pay stubs show net pay. Offer letters show gross salary. The gap is where confusion lives. This app closes that gap — component by component — so you can see how gross pay becomes take-home pay. Works offline. No signup. Save multiple scenarios for side-by-side comparison. PERFECT FOR: • Understanding your pay stub line-by-line • Converting gross salary to monthly take-home pay • Comparing job offers before accepting • Planning salary negotiation with concrete numbers • Estimating tax withholding per paycheck • Modeling bonus or overtime impact • US tax season planning awareness (April 15 deadline) DOWNLOAD NOW and keep your paycheck math in your pocket — for every offer letter, every pay stub, every negotiation. ⚠️ IMPORTANT DISCLAIMER This app provides salary and tax ESTIMATES based on information you enter, for personal planning use only. It is NOT tax-filing software and NOT a substitute for professional advice. Tax laws and payroll rules change; verify final figures with your employer or a qualified tax professional before making financial decisions. 📧 HELP US IMPROVE Email us at [email protected] or leave a comment on the Play Store. We ship updates based on real user feedback.