Porticus: Finance & Cost Calc

Meet Porticus, the privacy-Friendly financial calculator designed to reveal the hidden costs behind your money decisions. Unlike standard calculators that only show happy numbers, Porticus helps you calculate the Real Rate of Return, Inflation Impact, and True Loan Costs (including file charges, insurance, and fees etc). Why Porticus? Privacy Friendly: No internet required for calculations. No data collection. Your finances stay on your device. Hidden Costs Revealed: See how processing fees, GST, and advance EMIs affect your actual loan interest rate (All-in Cost). Inflation Adjusted: Understand the "Real Value" of your SIP, SWP, and Fixed Deposits in today's purchasing power. Analytical are optional --- Comprehensive Estimate Calculator Suite Investments & Wealth Fixed Income & Retirement Loans & Liabilities Inflation Calculator: See what ₹1 Lakh will be worth in 20 years. Information & Knowledge Hub – Provides educational content, explanatory notes, and reference materials intended to support user understanding of topics. Calculator-Specific References – Every calculator contains independent source and reference links relevant to its calculations, enabling users to access additional information and conduct further research. 🏛️ OFFICIAL GOVERNMENT & REGULATORY SOURCES (DISCLAIMER) Porticus is an independent mathematical and financial estimation utility. This application does NOT represent, endorse, or have any affiliation with any government entity, tax authority, or official pension board. All calculations provided are for educational and estimation purposes based on publicly available regulatory guidelines and formulas from official portals: Income Tax & Capital Gains: Income Tax Department of India (https://www.incometax.gov.in) EPF & Labour Schemes: EPFO & Ministry of Labour (https://www.epfindia.gov.in | https://www.labour.gov.in) PPF, SSY, SCSS & Small Savings: National Savings Institute (https://www.nsiindia.gov.in) NPS & APY: PFRDA & CRA NPS Portal (https://www.pfrda.org.in | https://cra.nps-proteantech.in) Gratuity Act & Rules: Chief Labour Commissioner (https://clc.gov.in) SIP, SWP & Mutual Funds: SEBI Investor Education Portal (https://investor.sebi.gov.in) National Savings Institute (https://www.nsiindia.gov.in/) Banking & RBI Rules: Reserve Bank of India (https://www.rbi.org.in) --- Privacy Promise Porticus is built with a strict "Privacy Friendly" philosophy. We do not track your calculations, income inputs, or financial history. Analytical are optional Download Porticus today and master your money with the truth. No Hidden Costs. Just Clear Math.