Pockra

Your financial life is more than the balance in your bank account. Bills, credit cards, recurring expenses, income, and everything coming next all affect what that number actually means. Pockra connects those pieces into one financial reality so you can see what’s committed, know what’s safe to spend, and understand what’s ahead. WHAT’S COMMITTED See the recurring financial activity already shaping your situation. Pockra brings together income, bills, subscriptions, recurring expenses, credit-card payments, loan payments, and other commitments—then connects them with the accounts and transactions behind them. So instead of piecing everything together yourself, you can understand what’s already in motion and what it means for you today. WHAT’S SAFE Your bank balance tells you what’s there. It doesn’t tell you what’s actually safe to use. Pockra calculates your Safe-to-Spend using the real details and timing behind your finances—including your connected cash, upcoming commitments, future cash needs, and financial variability. You can also see the math behind the number, so you understand why Pockra considers that amount safe. WHAT’S AHEAD Your financial situation doesn’t stop at today. Pockra carries your current financial reality forward through upcoming income and obligations so you can see how your position changes over time, where your money is headed, and when things may get tight. That means fewer surprises, and less guessing about what today’s decisions have to fit around. BUILT AROUND HOW YOUR MONEY ACTUALLY WORKS Pockra isn’t just a collection of balances, transactions, and bills sitting next to each other. Accounts, transactions, commitments, income, timing, credit cards, and Safe-to-Spend all work from the same connected financial model. When one part changes, Pockra can use that change throughout the rest of your financial picture. That connected system is what powers what’s committed, what’s safe, and what’s ahead. HOW IT WORKS 1. Connect your accounts Link supported financial accounts securely through Plaid with read-only access. Pockra can view supported balances and transactions, but it cannot move your money. 2. Pockra connects the activity Pockra detects recurring financial activity and helps organize it into commitments tied to the accounts and transactions behind them. 3. See what it means Use that connected financial reality to understand where you stand, what’s safe to spend, and what’s coming next. BUILT FOR REAL-LIFE MONEY Pockra is designed around the way money actually moves—not around forcing everything into a perfectly predictable monthly plan. Paychecks arrive on specific dates. Bills vary. Credit cards carry balances. Expenses happen early, late, or unexpectedly. Timing matters. Pockra is built to account for that reality rather than making you reconstruct it yourself. PRIVACY & SECURITY - Read-only account access - Pockra cannot move your money - Secure account connections through Plaid - Biometric app protection where supported - Your data is not sold to advertisers Money reality. Know what’s next, exactly.