PocketBuy: Smartphone BNPL

Get the smartphone you want today with PocketBuy, Ghana’s trusted smartphone financing and Buy Now Pay Later (BNPL) platform. Choose official smartphones from TECNO, Infinix, Samsung, itel, Xiaomi, Apple and more at partner stores across Ghana. Pay from 20% upfront and spread the rest over flexible weekly or monthly instalments with Mobile Money. ■ HOW POCKETBUY WORKS 1. Visit a Partner Store: Choose an eligible smartphone at participating stores in Ghana. 2. In-Store Application: Present your valid Ghana Card (NIA) and mobile number. A store agent will assist you in minutes. 3. Review Your Plan: See your approved down payment, instalment schedule, interest rates, and total cost before signing. 4. Pay & Collect: Pay your down payment via Mobile Money or cash, sign the agreement, and take your phone home! 5. Manage in App: Track due dates, monitor balances in Ghana Cedis (GH₵), and repay directly via MTN MoMo, Telecel Cash, or AT Money. ■ KEY APP FEATURES • Balance & Schedule: View outstanding balances and upcoming repayment dates in real-time. • Easy Mobile Money Repayments: Repay in seconds via MTN MoMo, Telecel Cash, AT Money, or bank cards. • Transparent Pricing: Zero hidden charges. View exact principal and financing fees upfront. • Payment History: Instant digital receipts and clear payment records. • 24/7 Support: Reach our Accra-based customer care team via email and WhatsApp. ■ ELIGIBILITY • Ghanaian resident aged 18+. • Valid Ghana Card issued by the National Identification Authority (NIA). • Active mobile number registered with Mobile Money (MTN, Telecel, or AT). • Verifiable income or employment. *Applications are subject to credit check and affordability approval. ■ LOAN TERMS & REPRESENTATIVE EXAMPLE • Repayment Tenure: 91 days (3 months) to 365 days (12 months). • Down Payment: Minimum 20% of device retail price. • Maximum Annual Percentage Rate (APR): 18.0% to 36.0% per annum. • Processing/Hidden Fees: None. Representative Example: • Phone Retail Price: GH₵ 2,000.00 • Down Payment (20%): GH₵ 400.00 • Financed Principal: GH₵ 1,600.00 • Tenure: 6 months (180 days) • Monthly Interest Rate: 2.0% (APR: 24.0%) • Total Interest: GH₵ 192.00 (GH₵ 32.00/month) • Monthly Instalment: GH₵ 298.67/month (6 payments) • Total Repayment: GH₵ 1,792.00 (Principal GH₵ 1,600.00 + Interest GH₵ 192.00) • Total Phone Cost: GH₵ 2,192.00 (Down payment GH₵ 400.00 + Total repayments GH₵ 1,792.00) ■ PRIVACY & SECURITY We protect your data with standard 256-bit encryption in compliance with the Data Protection Act, 2012 (Act 843) of Ghana. We do not sell your personal data. • Privacy Policy: https://pocketbuy.global/gh/privacy-policy.html • Account Deletion: https://pocketbuy.global/gh/delete-account.html ■ ABOUT US & CONTACT Operated by Web-Brains Intel Trading Ghana Ltd. (Reg No. CS148830726, TIN C0067629490), registered under the Companies Act, 2019 (Act 992) of Ghana. • Email: [email protected] • Website: https://pocketbuy.global/gh/ • Address: Digital Address GD-001-2345, Adentan, Greater Accra, Ghana Download PocketBuy today to manage your smartphone plan with ease!