Pinyola

### SIMPLE WHEN YOU WANT IT. POWERFUL WHEN YOU NEED IT. Pinyola is designed to fit any situation: a trip, a shared apartment, a couple, an event, work, or simply your everyday life. **Manage your finances on your own or with others. Wherever you go.** ### EXPENSES, WITHOUT THE HASSLE Add an expense in seconds. Enter the amount, who paid, and how it should be split. Pinyola does the math for you and clearly shows who owes whom. When you need more control, turn on **Total Control** to keep budgets, expense splits, installment payments, planned expenses, and much more at your fingertips—all without losing the simplicity of the main view. ### YOUR MONEY, ON YOUR OWN OR WITH OTHERS Pinyola works just as well for you alone. Use it individually to track your expenses and personal finances, without having to create a group just for yourself. And when the time comes, share expenses with your partner, roommates, family, friends, or any other group. One app for when you're on your own and when you're sharing. ### MY FINANCES Within a group, **My Finances** lets you see exactly what portion of the expenses is actually yours. You can check: - how much you are expected to contribute or spend based on the budget; - how much you have actually spent and paid; - the difference between the two; - your current balance within the group. Pinyola calculates this information from shared expenses and their splits, **without changing the group's original expenses**. ### KEEP PRIVATE EXPENSES PRIVATE Not everything needs to be shared. Within a group, you can mark certain expenses as **private**, so they are only visible to you. And when you invite someone to a group that already contains personal expenses, they won't see your previous history. For a new participant, the group starts from scratch. ### PAY IN INSTALLMENTS AND PLAN AHEAD Have a large expense that you're paying over time? Split an expense into **multiple payments with different dates** and keep track of what you've already paid and what's still outstanding. You can also record **planned expenses** and see how they could affect your budget before they happen. ### SAY IT AND PINYOLA WRITES IT DOWN Don't want to type? Dictate your expense out loud and Pinyola can interpret the **amount, description, who paid, and how it should be split**. A quick way to record an expense while traveling, shopping, or simply when your hands are busy. ### MULTIPLE CURRENCIES, WITH OR WITHOUT INTERNET Work with **more than 100 currencies** and record expenses even when you don't have an Internet connection. Especially useful when traveling: keep using Pinyola without mobile data or Wi-Fi and sync your information when you're back online. ### SCAN YOUR RECEIPTS With **smart receipt and document scanning**, you can digitize a receipt, automatically extract its information, and use it to create and manage your expenses. Less time typing. More time enjoying. ### SPLIT EXPENSES YOUR WAY Split any expense: - equally; - by percentage; - by exact amounts; - or between different participants. And if you've only paid part of an expense, use **installment payments** to reflect it correctly. Pinyola calculates balances and simplifies debts **down to the last cent**. ### IMPORT AND EXPORT YOUR DATA Coming from another app? Import your data from compatible formats, including **Excel and CSV**, so you can keep going without starting from scratch. And whenever you want to take your information with you, export it to **Excel, CSV, or PDF**. ### GET STARTED WITHOUT SIGNING UP You can start using Pinyola without creating an account. When you want to sync your data across devices or share a group with other people, you can create or use an account.