Pikash: Budget Expense Tracker

Pikash is a private, offline-first expense tracker and money manager that shows where your money goes — without the hassle of logging every transaction by hand. Take control of your personal finance with an automatic spending tracker and budget planner built to keep your financial life organized, secure, and completely on your device. 🔒 100% PRIVATE & OFFLINE-FIRST Your financial records belong to you, not a remote cloud server. • Complete Offline Access: Track your money anywhere without an internet connection or cellular data. • On-Device SQLite Database: Local-only storage with hardware-backed encryption. • Optional Encrypted Sync: Backup to your private cloud only when you decide. No data selling, no tracking, and no required account sign-up to start. ⚡ AUTOMATIC EXPENSE TRACKING Stop retyping receipts. Pikash reads incoming notifications from supported digital wallets and banking apps, instantly converting spending alerts into categorized expense entries. Prefer manual input? Add purchases in under two seconds. 📊 SMART BUDGET PLANNER & CASH FLOW Build practical budgets that reflect actual spending habits: • Category Spending Limits: Set monthly caps for food, utilities, shopping, and entertainment. • Flexible Rollover Rules: Carry forward unspent savings or roll over deficits into next month. • Real-Time Budget vs. Actual: Instantly see remaining balances before making your next purchase. • Visual Spending Analytics: Interactive cash flow charts and breakdown trends. 💳 DEBT MANAGER, LOANS & CREDIT CARDS Most expense manager apps stop at daily cash. Pikash tracks your complete net worth: • Debt Payoff & Loan Tracker: Monitor installment plans, payoff progress, and total interest. • Credit Card Balances: Keep credit utilization healthy with automatic statement reminders. • Bill Organizer & Subscription Tracker: Schedule recurring payment reminders so you never pay late fees or miss renewal deadlines. 🎯 SAVINGS GOALS & MULTI-CURRENCY WALLETS • Visual Savings Targets: Create dedicated goal funds for emergencies, travel, or big investments. • Multi-Wallet Tracking: Manage cash, savings accounts, credit cards, and e-wallets in one unified dashboard. • Global Currencies: Full multi-currency support with exact balance math that never rounds off your cents. WHY PIKASH STANDS APART Unlike subscription-heavy personal finance apps that trap your financial data behind monthly paywalls, Pikash provides essential money management tools free, offline, and ad-free. Download Pikash today — the offline budget planner, bill reminder, and expense manager that respects your privacy.