Budget Planner: Bills & Goals

Budget Planner is an all-in-one money manager and expense tracker for everyday personal finance. Plan a monthly budget, track bills, pay down debt, and save toward goals in one calm, private app. It is built to answer three questions without spreadsheets or financial jargon: what is due, what you spent, and what is left. EXPENSE TRACKER AND SPENDING TRACKER Log a payment or income in seconds. Organize spending by category and subcategory, attach a receipt, add notes, and review your cash flow in clear charts. Scan Receipt reads the details from a photo so you can check them before saving. MONTHLY BUDGET PLANNER Create budgets that work in real life. Set a limit for each category, then watch budgeted, spent, and remaining update as you go. A carryover balance brings the previous period forward when you need it. BILL TRACKER AND REMINDERS Add bills with a due date and a frequency (weekly, fortnightly, or monthly) and see what is upcoming, due, or overdue in one place. Notifications remind you before a due date so nothing is missed. DEBT PAYOFF TRACKER Track credit cards, loans, and BNPL (buy now, pay later) balances together. Compare avalanche (highest interest first) and snowball (lowest balance first) payoff strategies, and follow your progress month by month. SAVINGS GOAL TRACKER Name a savings goal, set a target amount and an optional deadline, and see how much to put aside. Track an emergency fund, a holiday, a car, or anything else that matters to you. PLANNING TOOLS Insights explain the patterns in your spending. The Mortgage Planner estimates repayments and stress-test scenarios. Inflation Impact shows how rising prices could affect your planning. A currency converter and multi-currency support keep things clear if you travel or live between countries. BUDGET PLANNER PRO AND THE AI BUDGET COACH Budget Planner Pro unlocks the AI Budget Coach, which reviews your spending, bills, and goals and offers personalized suggestions. You decide whether to act on them; it never changes your data for you. Suggestions are for planning only and are not financial advice. YOUR DATA STAYS YOURS Import transactions from a CSV file and export your data whenever you want. Lock the app with biometrics where your device supports it. You can delete your account and its data through a documented flow. FREE TO START The core money tracker is free, including transactions, budgets, bills, savings goals, and debt tracking. Budget Planner Pro is optional. SUBSCRIPTION DETAILS Budget Planner is free to start. Optional Budget Planner Pro subscriptions unlock premium tools. Google Play shows the localized price, billing period, renewal terms, and any introductory offer you are eligible for before purchase. Subscriptions renew unless cancelled through Google Play before renewal. Free features remain available without a subscription.