Phinance: Financial Co-pilot

Meet Phinance — your personal financial co-pilot. Phinance helps you track where your money goes, split expenses with friends, and actually understand your finances. No spreadsheets, no clutter — just a calm, beautiful way to stay on top of it all. TRACK • Add your bank and credit card accounts and see your real balance at a glance • Log income and expenses in seconds and organize them your way • Set budgets that fit your life with simple 50/30/20 presets • Keep recurring subscriptions in view so nothing slips through SPLIT • Share expenses with friends, roommates, and groups • See who owes whom instantly — no awkward math • Settle up easily and keep everyone on the same page LEARN • Chat with your AI copilot to understand your spending and plan ahead • Get clear insights into your habits, budgets, and goals • Ask questions by typing or using your voice SMART & SIMPLE • Snap a photo of a receipt and let Phinance fill in the details for you • A thoughtful, uncluttered design that makes managing money feel effortless YOUR PRIVACY COMES FIRST • Your personal data — transactions, accounts, and budgets — stays on your device by default • Only shared-expense details sync to the cloud, so friends can settle up • Secure sign-in and app lock keep your information yours Whether you're saving for something big, splitting rent, or just spending a little smarter, Phinance is the co-pilot that's got your back. Download Phinance and take control of your money today.