PesaTrack

PesaTrack automatically tracks your M-PESA and bank expenses by reading transaction SMS messages. No manual entry needed — just spend, and PesaTrack logs it. 🔒 100% PRIVATE — ALL DATA STAYS ON YOUR DEVICE Your financial data never leaves your phone. Only anonymous, opt-in usage analytics are transmitted — and only if you allow it in Settings. 📱 HOW IT WORKS When you send money via M-PESA, buy goods, pay a bill, or withdraw from an agent, PesaTrack reads the confirmation SMS and automatically extracts the transaction details — amount, recipient, date, and transaction code. 💰 KEY FEATURES • Automatic SMS Tracking — Detects M-PESA and NCBA bank transactions in real time • Historical Import — Import past M-PESA SMS to backfill your expense history • Smart Categorization — 18 category groups with 90+ sub-categories; auto-categorizes common merchants using built-in rules or your own custom rules • Batch Categorize — Group uncategorized expenses by recipient and categorize them all at once • Budget Tracking — Set monthly, weekly, or yearly budgets per category with alerts at 80% and 100% • Analytics & Charts — Monthly trends, category breakdowns, top spenders, payment type analysis, and year-over-year comparisons • Excel Import — Import M-PESA statements from Excel spreadsheets • Manual Entry — Add cash and other expenses manually • Custom Categories — Create your own category groups and sub-categories • Auto-Rules — Define custom rules to automatically categorize future transactions • PIN Lock — Secure your financial data with a 4-digit PIN and optional fingerprint/face unlock 📊 ANALYTICS See where your money goes with visual charts: • Monthly spending trends • Category breakdown with color-coded bars • Daily spending patterns • Top recipients by amount • Payment type distribution • Month-over-month and year-over-year comparisons • Variable-spend category detection 🏦 SUPPORTED SMS SOURCES • M-PESA (Safaricom) • NCBA Bank • More banks coming soon 🇰🇪 BUILT FOR KENYA PesaTrack understands Kenyan financial services — M-PESA transaction formats, Kenyan bank SMS patterns, and local merchant names. Categories include Kenya-specific items like Chama contributions, SACCO savings, NHIF/NSSF, and M-PESA transaction costs. ⚡ GETTING STARTED 1. Install PesaTrack 2. Grant SMS permission (we only read M-PESA and bank messages) 3. Import your existing M-PESA SMS history 4. Start tracking automatically!