Pera Maid — Budget & Expenses

Pera Maid is your personal finance assistant — a friendly maid who organizes your money so you don't have to stress about it. Built specifically for Filipinos, Pera Maid understands how you actually manage money: kinsenas pay cycles, multiple wallets (Cash, GCash, Maya, BDO, BPI), informal debts like utang and paluwagan, and the daily juggle of bills, groceries, and load. YOUR MONEY, MY RESPONSIBILITY. BUDGET BY KINSENAS OR MONTHLY Set your pay cycle and Pera Maid adapts everything — dashboard, budgets, spending reports — to match how you actually get paid. Whether you budget per kinsenas (1st–15th and 16th–end) or monthly, the app works your way. Set budgets per category and watch your progress with color-coded bars that tell you exactly where you stand. TRACK EVERY PESO Log expenses and income in seconds. Categorize spending across Food, Groceries, Transportation, Bills, Load, Shopping, and more. Add custom categories for anything else. Set up recurring transactions and the app logs them automatically — no more manual entry every payday. MANAGE YOUR DEBTS Track credit cards, bank loans, SSS, Pag-IBIG, utang, and paluwagan all in one place. Choose between Snowball or Avalanche payoff strategies. Use the payoff simulator to see exactly when you'll be debt-free and how much interest you'll save by paying more. Record payments and watch your progress bar grow. NEVER MISS A BILL Add bill reminders for Meralco, Globe, credit cards, SSS contributions, and more. Get push notifications 3 days before, 1 day before, and on the due date. Mark bills as paid and optionally log them as expenses in one tap. One-time and recurring bills supported. MULTI-WALLET TRACKING See all your money in one place — cash on hand, GCash, Maya, BDO, BPI, and any other accounts. Transfer between wallets and every balance updates automatically. Customize each wallet with colors and icons. SAVINGS GOALS Set goals for your emergency fund, new phone, travel, Christmas, wedding, or education. Pick a color, set a deadline, and track contributions. Pera Maid cheers you on as you hit milestones. REPORTS & INSIGHTS See where your money goes with spending pie charts, income vs expense comparisons, and period-over-period analysis. Compare this kinsenas to the last and spot trends in your spending habits. PRIVACY FIRST Hide sensitive amounts with one tap — income, budget, debts, and wallet balances all have independent hide/unhide toggles. Perfect for checking your finances in public without anyone snooping. All data is stored locally on your phone — nothing is uploaded to the cloud. BACKUP & RESTORE Export your data anytime and save it to Google Drive, email, or anywhere you want. Restore from backup when switching phones. Your financial history is always safe. NO INTERNET NEEDED Your financial data stays on your device — no Internet connection required. Pera Maid works fully offline, so you can track expenses, manage budgets, and stay on top of your finances anytime, anywhere — even without mobile data. MEET YOUR PERA MAID She's not just an app — she's your personal money organizer. She reminds you about bills, warns you when spending gets messy, celebrates when you pay off debt, and awards badges for good financial habits. Pera Maid is 100% free. No ads. No subscriptions. No hidden fees. Just a maid who wants your finances spotless. Download Pera Maid and start organizing your money today.