OTTO - Usaha Atur Keuangan

Name: OTTO - Usaha Atur Keuangan
Rating: 3.89 (20872 reviews)
Author: PT. IndoArtha Perkasa Sukses

LivePT. IndoArtha Perkasa Sukses1 app · 2.6M installsFinanceFree · contains adscom.pede.emoney

Transaction, Investement, Insurance, Loan, Points

Alert me ★ Watch Open in Play ↗

Total installs: 2,550,693
Installs / day: 0
Rating: 3.9★
Released: 26 Apr 2018
Last update: 22 Aug 2025
Countries: 1/30

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

Full history

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 1Listed, not installable 29Not listed 0

United Arab Emirates

Argentina

Australia

Bangladesh

Brazil

Canada

Colombia

Germany

Egypt

Spain

France

United Kingdom

Indonesia3.3

India4.2

Italy

Japan

Kenya

South Korea

Mexico

Nigeria

Philippines

Pakistan

Poland

Russia

Saudi Arabia

Thailand

Türkiye

United States3.9

Vietnam

South Africa

Show all 30 countries ▾Show top 5 only ▴

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Location, Personal info and 7 others
No data collected
Data is not encrypted
You can ask for your data to be deleted

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

21 in 10 groups

11 Sensitive5 Notable5 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
Record sound using your phone's microphone
See every contact saved on your phone, including names, numbers and emails
Call phone numbers without your input, which may cost you money

ContactsSensitive1

Access to the contacts saved on your phone

See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

PhoneSensitive2

Access to phone calls, call history, and voicemail

Call phone numbers without your input, which may cost you moneydirectly call phone numbers · CALL_PHONE
See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

MicrophoneSensitive1

Access to your phone's microphone to record sound

Record sound using your phone's microphonerecord audio · RECORD_AUDIO

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive8

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
Change volume and choose which speaker or headset plays soundchange your audio settings · MODIFY_AUDIO_SETTINGS
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Turn your phone's flashlight on and offcontrol flashlight · FLASHLIGHT
Connect to the internet to load content and send datafull network access · INTERNET
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Read more · all 21 permissions Show less

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Download

Full description

#UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances with OTTO. OTTO is a digital application on smartphones as a financial solution that makes it easy for users to manage their finances, start from payment transactions, purchases, transfers, to recording financial transactions and recommending financial solutions that suit user needs. PT IndoArtha Perkasa Sukses recorded at Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as Market Aggregator with letter number S-345/MS.72/2020 dated December 29, 2020. Here are the advantage of using OTTO: OTTOCash OTTOCash is electronic money licensed from Bank Indonesia that can be used for all payment transactions in OTTO application. #BikinGampang Transactions ranging from shopping at Indomaret & Alfamart, merchants bearing the QRIS logo throughout Indonesia to paying your monthly bill, it's easier to use OTTOCash electronic money. Investment Want to save gold? Save at SiManis, Instant Gold Digital Investment. You can save gold starting from 0.01 gr. Insurance Buy insurance from an insurance service provider at OTTO, the premiums are economical and the protection is optimal. Enjoy the complete protection with Asuransi Receh and MyGadget. Loan Need funds for your various needs? Just apply for a Tunaiku at OTTO. Safe, fast, and easy process. Loan amount: IDR 2 million - IDR 20 million Loan term: 6-20 months Maximum annual interest rate (APR): 36% - 48% Simulation of Loan Money at Tunaiku: Loan credit: IDR 10,000,000, tenure: 12 months, loan interest: 3% per month, maintenance fee: IDR 550,000, service fee: 5% (deducted upfront). Online loan funds are disbursed after deducting the service fee: IDR 9,500,000 Principal loan installment: IDR 822,958 per month Loan interest: IDR 10,000,000 x 3% = IDR 300,000 per month Maintenance fee: IDR 550,000/12 = IDR 45,833 per month Monthly installment: IDR 1,167,957 Total repayment cost: IDR 1,167,957 x 12 = IDR 14,015,484 Point Rewards Collect points from your transactions and exchange for many rewards. It's all in the OttoPoint feature. You can also make a split payment between your OttoCash and OttoPoint balances. Download OTTO now, to #UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances For any inquiries, please contact: Email: [email protected] Customer Service : (021) 5060 9500 Operational hour Mon – Fri : 08 AM - 08 PM Sat : 08 AM – 06 PM Head Office PT IndoArtha Perkasa Sukses Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870

What's new

Improved performance and fixed several bugs

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