CashBridge: Personal Loan App

Explore personal loan options, estimate monthly payments, compare repayment scenarios, and understand borrowing costs before you apply. CashBridge combines a personal loan calculator with paycheck budgeting and bill-planning tools so you can see how a potential loan payment may affect your cash flow. PERSONAL LOAN OPTIONS If you choose to explore personal loan options, CashBridge may connect you with independent third-party lenders and lending partners. CashBridge is not a lender and does not originate, issue, fund, service, or make credit decisions on loans. Any loan offer, if available, is made by the applicable third-party lender and is subject to that lender’s eligibility requirements and approval. You can use CashBridge’s budgeting and calculator tools without submitting a loan request. PERSONAL LOAN PAYMENT CALCULATOR Use the built-in personal loan calculator to estimate the cost of borrowing before accepting a loan. Enter a loan amount, APR or fixed fee, and repayment period to estimate: • Monthly loan payment • Total repayment • Estimated borrowing cost • Approximate daily cost • Impact on your next paycheck Try different repayment periods, APRs, and loan amounts to compare possible repayment scenarios. Calculator results are estimates for informational purposes only and are not loan offers. INSTALLMENT LOAN CALCULATOR & APR CashBridge can also help you estimate installment loan payments and borrowing costs. Use the loan repayment calculator to review: • Estimated monthly installments • APR and repayment period • Total amount repaid • Estimated loan cost • How repayment may fit into your budget This can help you understand the potential cost of a personal or installment loan before borrowing. PAYCHECK BUDGET & BILL PLANNER Plan what is due before your next payday and estimate how much money may remain after bills and everyday expenses. Add your available cash, upcoming bills, and planned spending to: • Plan rent, utilities, subscriptions, debt payments, groceries, transportation, and other expenses • Organize bills by due date and priority • Estimate your balance after planned payments • Compare spending scenarios • Spot a possible cash shortfall before payday CASH FLOW & PAYCHECK GAP CashBridge compares what you have available with what is due before payday and shows the estimated difference. Adjust bills, expenses, or a potential loan payment to see how each change may affect your remaining balance. PRIVATE & SIMPLE • No account required for core budgeting tools • No bank connection required • No subscription required • Core budgeting and calculation tools work offline LOAN TERMS Personal loan options available through CashBridge have: • Minimum repayment period: 65 days • Maximum repayment period: 24 months • Maximum APR: 35.99% Specific loan amounts, APRs, fees, payment schedules, eligibility requirements, and funding times vary by lender and individual offer within these limits. Loan options may not be available in every U.S. state, and not all applicants will qualify. REPRESENTATIVE LOAN EXAMPLE Loan amount: $800 Repayment period: 4 months APR: 34.99% Estimated monthly payment: $214.79 Estimated total repayment: $859.16 Estimated borrowing cost: $59.16 Fees assumed in this example: $0.00 This example is for informational purposes only and is not a loan offer. Before accepting any loan, review the lender’s APR, fees, repayment schedule, total repayment amount, disclosures, and complete agreement. CashBridge does not provide banking, investment, legal, tax, or personalized financial advice. Calculations are estimates for informational and educational purposes only.