Renivo

Renivo helps you spend with confidence between paydays. Most budgeting apps drown you in spreadsheets. Renivo answers the question that actually matters: how much can I safely spend today without wrecking this salary cycle? Built for working professionals who know their salary day, have bills to cover, and want clear daily guidance—not another complicated finance tool. WHAT YOU GET • Safe-to-spend — See how much you can spend today based on your salary cycle, fixed bills, savings goal, and what’s already gone out. • Expense tracking — Log spends quickly. AI helps categorize them so you spend less time sorting and more time understanding your money. • Spend Shield — About to buy something? Check the impact first. Buy, skip, or wait 24 hours before you regret it. • Money DNA — Discover your spending personality from your own patterns—how you pace spending, where money goes, and how you handle impulse decisions. • AI Coach — Ask questions about YOUR Renivo numbers and get practical, grounded answers. Get gentle nudge tips to stay on track. • Savings & trends — Track progress toward your savings goal and see where your money actually goes across your cycle. HOW IT WORKS 1. Set your salary day, income, bills, and savings goal (takes a couple of minutes). 2. Check your safe-to-spend each day. 3. Log expenses as you go. 4. Use Spend Shield before impulse purchases. 5. Review Money DNA and Coach insights as your history grows. FREE & PAID Start with a free trial of Paid features, then continue on Free or upgrade to Paid for higher daily limits, an ad-light experience, and fuller Spend Shield access. Free users can watch rewarded ads for limited unlocks when they hit daily caps. Renivo is available with flexible Paid plans so you can choose what fits. IMPORTANT Renivo is a personal budgeting and spending-awareness app. It is not a bank, wallet, or payment institution and does not hold your money. It does not provide investment, tax, legal, or regulated financial advice. Always use your own judgment for financial decisions. Download Renivo and take control of what you can spend today.