Humble Ledger: Expense Tracker

Humble Ledger is a calm, private expense tracker built for people whose money lives in more than one currency. Log every transaction in its own currency, converted to your home currency at that day's exchange rate, and see your whole net worth in one place. No bank logins, no Plaid, no syncing your accounts to anyone - you keep your ledger by hand, on purpose. WHO IT'S FOR Digital nomads, expats, freelancers with overseas clients, and anyone who travels often enough that a single-currency budget app stops making sense. If you earn in one currency, spend in another, and save in a third, most expense trackers quietly reconvert your whole history at today's rate and lose the truth of what you actually paid. Humble Ledger doesn't. WHY HUMBLE LEDGER • Truly multi-currency. Spend in THB, earn in USD, save in EUR - each transaction keeps its native currency and converts at the exchange rate for that day, so your totals add up in one home currency. • Manual-first and private. Nothing is auto-imported. Your finances stay on your device and in your own account - not brokered through a third party. • Fast capture. A purpose-built keypad makes logging an expense a few taps: amount, category, done. • Budgets that track the calendar. Set a weekly, monthly, or yearly limit per category and watch it against the real period. • Recurring, made deliberate. Rent, subscriptions, salary - Humble Ledger surfaces them when they're due and you confirm them into your ledger, adjusting the amount when a bill varies. • Net worth at a glance. Track account balances over time and see the trend, all in your home currency. • Reports that answer the question. See where the money went by category, and how this month compares to the last, without building a spreadsheet. • Tags for the cuts categories can't make. Mark a trip, a client, a shared bill, and pull those totals out on their own. • Import and export. Bring history in from a CSV and take everything back out whenever you like. Your ledger is yours, in a format you can read without us. WHAT IT ISN'T No bank connections. No ads. No selling your data to anyone. No feed of offers dressed up as insights. An expense tracker you keep deliberately, because the act of logging a purchase is most of the value. Careful money, in any currency.