Squirrel - Budget & Finance

Meet $quirrel — the personal finance app that makes budgeting actually enjoyable. $quirrel is built around YOUR pay schedule. Whether you get paid weekly, bi-weekly, or monthly, every budget, report, and ledger view snaps to your pay period automatically. HOME Your financial dashboard. See your live balance, today's Acorn Wisdom tip, your $quirrel Score, and instant alerts if any budget category is approaching its limit. 📋 LEDGER Track every transaction across all your accounts. Search instantly by merchant, category, or keyword. Get alerted the moment a purchase pushes you over budget. 🥧 BUDGET Budgets built around your pay frequency — weekly, bi-weekly, or monthly. Set limits by category and subcategory. Collapsible folders keep the view clean. Color-coded progress bars show exactly where you stand. 📊 REPORTS Your personal $quirrel Score rates your overall financial health from 0 to 100. See spending breakdowns by category, income vs expense trends, and your running net worth over time. 💳 DEBTS Full amortization schedules for every loan and credit card. See exactly how much goes to interest vs principal each month. The early payoff calculator shows how much you save by paying a little extra. 🏦 ACCOUNTS Track all your bank accounts in one place. Add, edit, and reorder accounts. See your true net worth updated in real time. 🐿️ $QUIRREL HQ Your personal financial burrow. Earn acorns as your net worth grows. Level up from Seedling all the way to Legendary $quirrel. Get personalized insights and a fresh Acorn Wisdom tip every single day. KEY FEATURES ✓ Budgets tied to YOUR pay frequency ✓ Instant over-budget alerts when you spend ✓ Daily rotating Acorn Wisdom — 60 unique tips ✓ $quirrel Score — your financial health rating 0-100 ✓ Multi-account support with transfers ✓ Debt payoff calculator with full amortization ✓ Budget search and collapsible categories ✓ Transaction search across all accounts ✓ Dark mode ✓ PIN lock and Face ID security ✓ Full data backup and restore ✓ Cloud sync — share data with your household ✓ Works completely offline — no account required PRIVACY FIRST All your financial data stays on your device. No account required to use the app. No subscriptions. No ads. Ever. One purchase. Everything included.