PaidHR

PaidHR puts everything you need from work right in your pocket. Built for employees, the app makes it easy to manage workplace needs without paperwork or long approval cycles. Access your payslips, submit requests, and manage your performance all in one place. You can also enjoy PaidLife benefits, including Earned Wage Access, a loan marketplace, airtime and data purchases, bill payments, and FX transactions. Payroll-Backed Loans Eligible employees can access payroll-backed loans starting from ₦100,000. Loan amount: From ₦100,000 Repayment period: 61 days to 12 months Maximum Annual Percentage Rate (APR): 60% Representative Example If you borrow ₦100,000 for 12 months at a 60% APR, your estimated monthly repayment would be approximately ₦13,333. Total repayment amount: ₦160,000 Total interest payable: ₦60,000 No hidden fees apply. Actual loan terms may vary depending on eligibility and employer partnership.