Dibs: Debt & IOU Tracker

"Wait… how much did you owe me again?" If you keep lending money to friends and forgetting about it — or you're the one who forgets to pay back — Dibs keeps the score so you don't have to. Add a debt in seconds, see your balance with every person at a glance, and settle up with zero awkwardness. WHY DIBS • See it all at a glance — how much you owe, how much you're owed, and the balance with each person. • Split group expenses — dinner, trips, gifts. Split evenly or set custom amounts, and Dibs works out who owes what. • Never let a debt slip — set reminders so nothing goes unnoticed, and send a friendly pre-written message when it's time to settle up. • Add it without touching your phone — "Hey Siri, add a debt in Dibs." Say it as you leave the restaurant and it's logged. • Watch your money come back — charts show what you've settled each month and how your balance trends over time. • Celebrate settling up — a little confetti every time a debt is cleared. Small joys. PRIVATE BY DESIGN No account. No sign-up. No cloud. Everything stays on your phone — your debts are between you and your friends, not a server. MADE FOR EVERYDAY USE • 15 currencies • 23 languages, right-to-left included • Light and dark themes • Fast search across people and debts DIBS PREMIUM (optional) Dibs is free for active debts with up to 5 people. Premium removes the limit — one payment, yours forever, no subscriptions. Unlock unlimited people, a Face ID app lock, accent colors and alternate app icons, CSV export and backup, and custom reminders on individual debts. Stop keeping tabs in your head. Download Dibs and settle up.