Osper 2.0

Osper is a mobile pocket money management app and a parent-managed prepaid debit card designed to help young people become confident in managing their money. With the ability to set up an automatic allowance directly from a parent’s debit card to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Pocket money arrives in your child’s account automatically, ready for them to save or spend. Osper gives parents complete oversight of what their children are buying and with the touch of a button they can enable or disable online spending, cash withdrawals or contactless payments. Our prepaid Mastercards allow young people to make purchases in shops, online and at cash machines just like any other debit card; gain real-life hands-on experience about money management in a fun way, creating savings goals and using spending tags; transfer funds between siblings; take responsibility for their own spending and stimulate conversations about money management with parents. The Osper app provides separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances. At Osper, safety is our top priority. Osper cards work on the MasterCard system, all funds on the cards are safe whatever eventuality. We also designed Osper to protect young people as much as possible: bars, off-licenses and online casinos are blocked by Osper and online spending is optional. All our online transactions are protected with 3DS security protocol. The app is password-protected and you can additionally enable biometric access, so that no-one can get into your Osper App except you. The Osper card is only available to UK residents and requires a UK debit card to load money onto Osper Cards. ©2020 Osper Ltd. All rights reserved. The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS) pursuant to licence by MasterCard International, and remains the property of IDTFS.