Moni

Moni is a privacy-first budget app that stores everything only on your device — no sign-up, no ads, no internet connection required. ■ Track Income & Expenses View your spending patterns at a glance with 5 views: Calendar, Daily, Monthly, Summary, and Memo. Attach receipt photos instantly. ■ Multi-Currency Support Supports 12 currencies including KRW, USD, EUR, and JPY. Per-currency filtering — perfect for expats and travelers. ■ Account Management Manage cash, checking, credit card, savings, and investment accounts in one place. Balances update automatically with every transaction. ■ Budgets & Savings Goals Set budgets by category and track spending progress in real time. Monitor your savings goal completion at a glance. ■ Recurring Transactions Register regular expenses like rent or subscriptions and transactions are created automatically. ■ Investment Tracking Check the current value and profit/loss of your holdings. ■ Statistics Category donut chart, monthly income & expense trends, and budget vs. actual spending — all in intuitive graphs. ■ Backup & Restore Back up and restore your data directly on your device using JSON or CSV files. ■ More • 7 languages supported (Korean, English, Spanish, French, Japanese, Portuguese, Chinese) • Dark mode supported • All data stays on your device — no privacy leaks