OneStack

OneStack is the all-in-one app for running a chama or group savings circle in Kenya. From collecting contributions to disbursing payouts, OneStack keeps your group's money organised, transparent and secure — so every member sees exactly what is happening. Save together. Grow together. WHY ONESTACK • Contributions without the chase — members pay straight from their phones via M-Pesa or bank STK push, and payments confirm in the app in real time. No more screenshots in the group chat. • Merry-go-round, done right — set up rotation cycles with clear positions and payout schedules. Everyone knows whose turn it is and when their payout lands. • Table banking made simple — members request loans, admins approve with secure verification, and repayments with interest are tracked automatically to the group's pot. • Payouts to the right person, every time — disbursements go directly to the member's phone, with approvals and verification codes protecting every shilling that leaves the group. • Total transparency — contribution history, loan books, payout records and balances, visible to the members they concern. The treasurer's notebook, retired. BUILT FOR TRUST Role-based controls mean only your chama's admins can move money, and sensitive actions require additional verification. Your M-Pesa PIN is never asked for and never stored. WHO IT'S FOR Chamas, merry-go-rounds, table banking groups, saccos-in-waiting, investment clubs, office pools — any group in Kenya that saves together. Start your chama in minutes: create your group, invite members with a code, set your cycle, and collect your first contributions today. Questions or feedback? Reach us at [email protected].