Oneby2 Live

Take full control of your personal finances without trading away your privacy. **Oneby2** is a feature-packed, completely private money tracker and bill-splitter built around a simple principle: **your financial data belongs to you alone.** No sign-ups, no accounts, no cloud sync, and zero background analytics. Everything you enter remains stored on your device, protected by hardware-backed encryption. --- ### **Zero Account, 100% Private** * **No Sign-In Required:** Download and start managing your money immediately. * **On-Device Hardware Encryption:** Your ledger, budgets, categories, and receipts are secured locally on your phone using Android’s native Keystore. * **Zero Tracking:** No telemetry, no background profiling, and no data harvesting. The only outbound network calls are for optional online features (like fetching daily mutual fund NAVs) or processing a Google Play upgrade. --- ### **Effortless Expense Tracking** * **Log in Seconds:** Add transactions directly from the app, a home-screen widget, a quick-settings tile, or a floating action button over any app. * **On-Device Receipt Scanning:** Point your camera at a receipt. Oneby2 automatically extracts the total, date, and merchant entirely offline—your photos never leave your phone. * **Smart Notification Drafts:** Enable notification capture for selected banking apps. Oneby2 automatically drafts expenses directly from incoming bank SMS or push alerts for quick, one-tap confirmation. * **Full Double-Entry Ledger:** Manage multiple accounts, customize categories, and drill down into detailed transaction histories. --- ### **Smart Budgets & Financial Planning** * **Rollover Budgets:** Unspent money carries forward to the next month instead of disappearing, keeping your actual purchasing power accurate. * **Mutual Fund & NAV Tracking:** Track investment holdings against daily NAV data right alongside your liquid accounts. * **Built-in Calculators:** Convert currencies instantly, calculate tips, or split complex living costs. --- ### **Seamless Bill Splitting (No App Required for Friends)** * **Flexible Splits:** Divide group expenses by exact amounts, shares, or a dedicated rent/stay calculator. * **Private Share Links:** Send a secure link to friends so they can confirm or dispute their share. They **don't** need an account or the Oneby2 app, and links expire automatically for safety. --- ### **Oneby2 Pro — Take Control Further** The core features of Oneby2 are completely free without artificial limits. For power users seeking maximum depth, **Oneby2 Pro** unlocks: * Unlimited accounts, budgets, and recurring automation rules * Multi-currency support (3+ currencies simultaneously) * Credit card billing cycle management * Net worth tracking & customizable savings goals * Detailed period reporting, PDF statements, and due-date reminders --- ### **Your Data, Always Portable** You are never locked in. Export your complete transaction history to CSV at any time, for free. **Take back ownership of your money and your privacy. Download Oneby2 today.**