OfficeUG Sacco App

OfficeUG SACCO is a secure digital banking app built exclusively for SACCO members. Manage your finances, track your savings, repay loans, and stay connected to your cooperative — all from your smartphone. --- YOUR FINANCES, ALWAYS IN YOUR POCKET Whether you're checking your savings balance, requesting a withdrawal, or repaying a loan, the OfficeUG SACCO app gives you instant, secure access to all your SACCO accounts — anytime, anywhere. --- WHAT YOU CAN DO 📊 Dashboard Get a live overview of your total savings, outstanding loans, share capital, and member status the moment you open the app. 💰 Savings Accounts View all your savings accounts, current balances, and complete transaction history. Stay on top of every deposit and withdrawal. 🏦 Loan Management Track your active loans, outstanding principal and interest, repayment schedules, and loan status in real time. 💳 Deposits & Repayments Make deposits or repay loans directly from the app using: - Flutterwave (Mobile Money, Bank Transfer, Card) - Pesapal (Mobile Money, Bank Transfer) 📤 Withdrawal Requests Submit withdrawal requests in-app. Choose in-person pickup, mobile money, or bank transfer — your SACCO office is notified instantly. 📈 Share Capital View your share holdings, capital contributions, and share status at a glance. 🤝 Guarantor Requests Review loan guarantor requests from fellow members. Confirm or decline directly from the app with full loan details available before you decide. 🔔 Push Notifications Stay informed with real-time alerts for: - New transactions on your account - Loan approvals and status updates - Guarantor requests requiring your action - Important SACCO announcements --- SECURITY YOU CAN TRUST 🔐 Multiple Authentication Options Login securely with your password, a 4-digit PIN, or biometric authentication (fingerprint). You choose what's most convenient. 🛡️ Two-Factor Authentication First-time login on a new device requires OTP verification via email — keeping your account safe from unauthorized access. 🔒 App Lock The app automatically locks after 30 seconds in the background. Unlock with your PIN or fingerprint — no one else can access your account. 📵 Device Binding Your account is bound to your registered device. Login attempts from unrecognized devices are flagged immediately. 🔑 Self-Service PIN Reset Forgot your PIN? Reset it securely using a verification code sent to your registered email or phone number. --- BUILT FOR YOUR SACCO The OfficeUG SACCO app is powered by your SACCO's unique portal code — ensuring your data stays within your cooperative and is never mixed with other organizations. Every request is protected with end-to-end cryptographic signing and transmitted over encrypted HTTPS connections. Your financial data is always safe.