Occubuy: Rent to Homeownership Live

Your rent already goes somewhere. Now it comes back. Rent is the biggest expense you have. Everyone earns from it except you. Occubuy pays you points for the rent you are already paying. Spend them on rewards now, or on a rebate when you buy. Free to join. No in-app purchases. 20,000+ members. HOW IT WORKS - 1. Connect an account Your bank data comes through Australia's Consumer Data Right. An accredited provider collects it with your consent. We never see your credentials and we can't move your money. Withdraw your consent any time and we'll delete the data. 2. Keep paying rent the way you already do Same amount, same day, same person. We verify each payment and credit your points. No screenshots, no uploads, no chasing paperwork. 3. Earn points on every payment You earn points for each rent payment we record, not for the rent amount. Pay consistently and you earn consistently. 4. Spend them Use points in the catalogue on food, home and a few surprises. Or put them toward a property rebate when you buy — funded by the seller, written into your contract at settlement, and disclosed to your broker and lender. MOST MEMBERS START WITH A BALANCE - When you first connect, we can verify up to 24 months of past rent. Most members join with points already sitting there. Points do not go stale either. They lapse only after 24 months with nothing earned. While you keep earning, you keep every point. YOUR READINESS SCORE - The Readiness Score shows where you are on the way to owning a home, and what moves the needle. It is not a credit score. We never collect, hold or use credit reporting information. MORE WAYS TO EARN - * Finish your personalised home ownership plan * Do your budgeting and set savings goals * Meet a licensed professional — the same points whether or not you take anything up * Take up a member offer * Refer yoru mates WHAT ELSE IS IN THE APP - 100,000+ properties, updated weekly with our proprietary AI matching system that provides options based on what members are actually looking for. Factual information on the government schemes you may be eligible for, and what the low-deposit pathways actually require. Introductions to licensed professionals who act for you. The professional is named before you consent and the fees sit on the same screen. We pass your name and contact details only, and only when you take the step. We are not a bank, lender, mortgage broker, financial adviser, real estate agent or insurer. We do not give advice. We show you how it works, and a licensed professional can answer the rest. QUESTIONS RENTERS ASK - Do I have to tell my property manager? No. Occubuy works independently. Nothing about your lease changes. Do I have to change how I pay rent? No. Keep paying the same way, to the same person, on the same day. Does it cost anything? No. Occubuy is free to join, with no in-app purchases. What happens to my bank data? You choose what to share. We never sell your personal information. Disconnect any time. THE FINE PRINT, UP FRONT - Points have no cash value. They cannot be exchanged for money or transferred. They are not a deposit, an investment or a financial product. Program changes that disadvantage members take at least 30 days' notice and never apply to points you have already earned. Partners pay us when we help you. You never do. WHAT IT ADDS UP TO - You are already paying rent. That part does not change. What changes is what the payment gives you. Points you can spend on real things. A Readiness Score that shows where you stand. 100,000+ properties to look through when you are ready. Some members spend their points as they go. Others hold them for a rebate when they buy. Both are fine. They are your points. Two years from now, the rent is paid either way. This is the version where you have something to show for it. Download Occubuy and see how many points your last two years of rent have already earned.