Montra: Where Did My Money Go?

Montra — Personal Finance Tracker & Expense Manager Take control of your money with Montra, the offline-first budget app and expense tracker that keeps your financial data entirely on your device. No sign-up. No cloud. No ads. Just you and your numbers. ──────────────────────── WHAT YOU CAN DO ──────────────────────── • Log income, expenses, and transfers across multiple accounts and wallets • Organise spending with fully customisable categories • Track loans — record money you lent or borrowed, with repayment history • View a monthly report with category breakdowns and net income summary • Export transactions as CSV for spreadsheets or accounting tools • Back up all your data to JSON and restore it anytime ──────────────────────── ACCOUNTS & WALLETS ──────────────────────── Manage cash, bank accounts, cards, or any wallet in one place. See the balance, full transaction history, and running totals for each account at a glance. ──────────────────────── EXPENSE & INCOME TRACKER ──────────────────────── Log any transaction in seconds: category, account, amount, date, and notes. Search and filter your spending history however you need it. Know exactly where your money goes every month. ──────────────────────── LOAN TRACKER ──────────────────────── Never lose track of who owes you — or what you owe. Record loans with names, amounts, and notes. Mark repayments and close loans when they're settled. Great for splitting bills, lending to friends, or tracking personal debt. ──────────────────────── MONTHLY BUDGET REPORT ──────────────────────── See a clear monthly breakdown of your income and expenses by category. Spot where you overspend, compare months, and make smarter money decisions — no spreadsheet needed. ──────────────────────── BACKUP & RESTORE ──────────────────────── Your data belongs to you. Export a full backup anytime as a JSON file and import it on any device to restore everything — accounts, transactions, categories, and loans — in one tap. ──────────────────────── PRIVACY FIRST ──────────────────────── Montra is built around one principle: your financial life stays on your phone. ✓ No account or sign-in required ✓ No servers — data never leaves your device ✓ No analytics, no tracking, no ads ✓ Offline-only: works without any internet connection ✓ Clear all data anytime from Settings ──────────────────────── Montra is a personal record-keeping tool. It is not a bank, payment service, or financial advisor. All information entered is stored locally on your device for your own reference only.