Silica

Silica: your money and your business, without spreadsheets Silica brings your personal finances and your business management together in a single app. Four isolated spaces, each with its own bills, income and reports: Personal, Business, Sales and Services. 💰 PERSONAL (free) • Month timeline: what's due, what's already paid and what's left • Financial health: income commitment and balance projection • Credit cards: grouped invoices, available limit, installment anticipation and partial payments • Subscriptions and recurring bills with a yearly projection • Exact-cent installments and early debt settlement (loans and financing), with or without a discount • Zen Mode: when everything is paid, the app celebrates with you • X-Ray: spending by category, month by month 🛒 SALES • Inventory with costs and automatic stock decrease on every sale • Profit calculated on its own when an installment is received • Per-seller commissions and a PDF report for the manager • Installment sales, partial payments and a monthly summary 🔧 SERVICES • Service catalog organized by category • Numbered work orders with down payment, warranty and validity • PDF quotes and receipts with your logo and a Pix QR with the amount embedded • The client signs right on your phone screen • Ready-to-send WhatsApp text, with the copy-and-paste Pix code in a separate message, easy to copy • 11% INSS withholding (RPA) for those serving companies and condos: the receipt shows the deduction and charges the net • Save the PDF to your phone or send it straight to the client's chat • Recurring services and an X-Ray with revenue, conversion and average ticket 🔔 SENTINEL Due-date alerts at your pace: choose how far in advance, how often and which spaces to watch. It also warns about quotes close to expiring and card invoices about to close. 🔒 REAL PRIVACY • Your data stays on your device: no account, no sign-up, works offline • Privacy mode hides all amounts with one tap • Lock with biometrics or PIN • Automatic backup encrypted with a password only you know, in the folder you choose (including Google Drive) 🎨 YOUR WAY Light and dark themes, textures that feel like a paper notebook, quick search, filters, action history and CSV export for your accountant. Start free in the Personal space and move up to PRO when your business asks for it: the Business, Sales and Services spaces, exclusive themes, automatic backup and exports. Explore every detail, with screenshots and FAQs, at silica.app.br Silica: less spreadsheet, more control.