Nodira: Money Tracker

Your finances, completely yours. Nodira keeps your money records on your own phone. Every transaction, budget, and balance is stored in a local database on the device. There is no server, no mandatory account, and the app works fully with no internet connection. What You Can Do • Record income, expenses, savings, investments, debts, and receivables. No limit on how many transactions. • Per-category budgets with ready-made budget templates. • Reports and KPIs: financial health score, cash flow, category heatmap, Sankey diagram, and budget pie. • Cash Composition: split your money into cash, debit, and e-money, then tag which pocket each transaction touched. • Investment Portfolio: record assets, market value, realised and unrealised gains, plus rebalancing. • What If Simulation: 10 scenarios, from an emergency fund to financial independence. • Auto-recording for repeating transactions. Always proposed first, never written silently. • Debts and receivables with partial settlement and interest. • Attach a receipt photo to a transaction note. • Home screen widget, local reminders, dark mode, plus colour themes and dynamic themes. • Multiple separate ledgers and 20 currencies. • Export reports to PDF, Excel, or Markdown. Privacy You Can Check Your data never leaves your phone. Nodira has no server, sells no data, and shows no ads. The only thing that sends anything out is the optional Google sign-in, and it asks for your consent first. Your backups are encrypted with AES-256-GCM using a key derived from a password you create yourself (PBKDF2). We never store that password, so we cannot open the file either. If you lose it, nobody can restore that backup, including us. Lock the app with a PIN and your fingerprint. Forgot the PIN? Unlock it again with your backup password. Free and Premium Free forever: unlimited transaction recording, 3 budget categories, 1 ledger, 2 budget templates, the full detailed report, and manual backups. Premium unlocks: unlimited budget categories and ledgers, Quick Insight advice, PDF/Excel/Markdown export, scheduled auto-backup, premium templates, and dynamic themes. Available monthly, yearly, or as a one-time lifetime purchase. Nodira is a record-keeping tool, not professional financial advice. It does not connect to any bank, broker, or lender. You enter every number, and all of it stays with you. Languages: Indonesia, English, Melayu, ไทย, Tiếng Việt, Filipino.