Nilow: Split Bills & Expenses

Nilow is the free way to split expenses with roommates, friends, partners, and travel groups. Add an expense in seconds, see who owes whom, and settle up with the payment app you already use. Unlimited and free — really No daily limits. No caps on groups, members, or expenses. The core of Nilow is free forever, with no ads and no bank account linking. Made for real groups • Roommates: split rent, wifi, groceries — set rent reminders so no one forgets • Trips: track every taxi and dinner, in any currency, even offline • Couples: keep a simple running balance, settle whenever Scan receipts, split items Point your camera at a bill. Nilow reads it on your device (nothing is uploaded), splits items between people, and prorates the tax and tip. Free. Settle up your way Nilow shows the fewest payments needed to clear the group, then hands off to UPI, Pix, Venmo, PayPal, or IBAN with the amount prefilled. Record cash too. Works offline Add expenses on a trek or a flight. Everything syncs when you're back online. Private by design No bank linking. No contact list required. No ads, no data selling. Your name and an optional email are all Nilow ever knows about you. Switching from another app? Import your Splitwise CSV export in one step — groups, members, and history come with you. Nilow Pro Automatic recurring expenses, PDF statements, cloud backup, unlimited receipt photos, spending analytics. Fair yearly price, local pricing in your country. Splitting stays free forever. Split anything. Owe nil.