Money Guru

💰 Money Guru – Your All-in-One Personal Finance App Take full control of your money. Money Guru helps you track every dollar, crush debt, grow savings, and plan your path to Financial Independence — all in one beautifully designed app. Whether you're just starting out or optimizing for early retirement, Money Guru has every tool you need. 📊 BUDGETS Create smart budgets for any category — Food, Transport, Entertainment and more. See your daily budget, remaining balance, and projected spend in real time. Never overspend again. 💳 TRANSACTIONS Log income and expenses in seconds. Categorize automatically, filter by type, and see your net cash flow at a glance. Full history, always organized. 📈 NET WORTH TRACKER Add assets and liabilities to see your true net worth and debt-to-asset ratio update in real time. Always know exactly where you stand financially. 🔥 FIRE CALCULATOR Plan your Financial Independence. Calculate your Traditional FIRE number, Coast FIRE (stop saving now), and Barista FIRE (part-time work). See exactly what age you can retire and how your savings track against your target. 🎯 SAVINGS GOALS Create goals like an Emergency Fund, vacation, or down payment. Track progress, add contributions, and see how much you need per month to hit your target on time. 📉 DEBT OPTIMIZER Track APR, monthly payments, and payoff progress for every debt. Simulate prepayments to see how much interest you save and how much faster you become debt-free. 🤔 "WHAT IF" SIMULATOR Drag a slider — watch your future change. Simulate different monthly savings, time horizons, and annual returns to see exactly how your wealth grows over time. 📂 CUSTOM REPORTS Generate professional financial reports: Executive Summary, Category Breakdown, Monthly Trends, Budget vs Actual, Top Expenses, Savings Goals, Investment Portfolio, and Debts & Liabilities. Pick any period: This Month, 3 Months, 6 Months, 1 Year, or Year to Date. 💹 INVESTMENTS Track your portfolio value, individual holdings, quantity, price per share, and total gain/loss — all in one place. 💡 MONEY JOURNEY Follow your guided path to financial mastery — step by step. Complete milestones like setting your first budget, building an emergency fund, and hitting savings targets. 🏆 GAMIFICATION Stay motivated with a Financial Health Score, XP & Levels, Achievements, Badges, Daily Tips, Lessons, and Streaks that build healthy money habits. ✅ MORE FEATURES Cash Flow • Forecast • Recurring Bills • Analytics • Bill Reminders • Multi-Currency • Receipt Scan • Family View • Weekly Digest • Journal • Automation • Security Controls 🔒 YOUR DATA, YOUR CONTROL Your financial data is stored securely on your device. No bank login required. No data sold. Ever. Download Money Guru free today and start your journey to financial freedom. 💚 🌐 nextsoftdata.com 📩 [email protected]