Money Lender

Money Lender – Loan & EMI Management Software Money Lender is a complete loan and financial management application designed for small finance companies, microfinance organizations, lending businesses, and their authorized staff. Manage your members, loans, EMI schedules, collections, accounts, ledgers, vouchers, cash transactions, and financial records from one convenient application. Whether you manage a small lending business or multiple branches and centers, Money Lender helps organize day-to-day loan operations and maintain accurate financial records. Key Features 👥 Member Management • Add and manage member/customer records • Maintain member contact and basic information • Organize members by branch, center, and groups • View member-related loan and financial records • Manage active and inactive members 💰 Loan Management • Create and manage loan accounts • Record loan amount and loan terms • Configure interest rates and repayment periods • Support different repayment frequencies • Track loan principal and outstanding balances • Maintain loan account history • Manage processing fees, GST, penalties, and discounts where applicable 📅 EMI Management • Automatically manage EMI schedules • Support monthly, weekly, bi-weekly, fortnightly, and daily repayment schedules • Record EMI collections • Track paid and pending EMIs • Monitor overdue repayments • View repayment history • Track principal, interest, penalty, and other applicable amounts 💵 Collection Management • Record loan EMI collections • Manage cash and bank payment modes • Maintain collection records • Track outstanding and overdue amounts • View transaction details for individual members and loans 📒 Accounting & Ledger Management Money Lender provides accounting features to help maintain organized financial records. • Create and manage ledgers • Create ledger groups • Manage primary accounting groups • Record debit and credit entries • Maintain voucher records • Manage cash and bank accounts • Track loan-related accounting entries • Maintain opening balances • Generate accounting reports **🧾 Voucher Management** Record and maintain different types of financial transactions using vouchers. • Receipt vouchers • Payment vouchers • Journal vouchers • Cash transactions • Bank transactions • Loan-related vouchers • Financial transaction history **🏦 FD & RD Management** Where enabled by the organization, Money Lender can also be used to maintain Fixed Deposit (FD) and Recurring Deposit (RD) records. • Manage FD/RD accounts • Record deposits • Track account information • Maintain related financial records 📊 Reports & Financial Overview Get a clear overview of your organization's financial activities. • Loan reports • EMI and collection information • Outstanding and overdue information • Cash book • Ledger information • Voucher records • Balance sheet information • FD/RD records • Member-related reports 🏢 Branch & Center Management Designed for organizations operating through branches, centers, and field staff. • Manage branches • Manage centers • Assign members to centers • Organize staff and users • Control access according to user roles and permissions 👨‍💼 Staff & User Management Organizations can manage authorized users and staff according to their operational requirements. • Admin and staff accounts • Role-based access • Company and branch information • Staff-related records • User authorization and account management