Neptune Business

Neptune MFB eBusiness is the official mobile banking app for Neptune Microfinance Bank business customers. Manage your business finances from anywhere — send money, pay bills, access loans, and stay on top of every transaction, all secured with multi-factor authentication. 💳 Account Management View your real-time account balance and a full transaction history. Switch between your primary business account and any linked sub-accounts. Download transaction receipts instantly for record-keeping and reconciliation. 💸 Transfers Single Transfer — Send money to any Nigerian bank account instantly. Resolve recipient names before sending, save frequent recipients as beneficiaries, and get a receipt for every transaction. Bulk Transfer — Pay multiple recipients in one go. Build your transfer list manually or upload a pre-formatted Excel spreadsheet. Each recipient's account is verified in real time before submission. 📱 Airtime & Data Top up any Nigerian network — MTN, Airtel, Glo, and 9mobile — directly from your business account. Buy data bundles in seconds with no extra steps. ⚡ Utility Bills Pay electricity bills for all major distribution companies across Nigeria, including Ikeja Electric, Eko DISCO, PHED, IBEDC, EEDC, KAEDCO, BEDC, and YEDCO. Validate your meter number before payment to confirm the customer name. Supports both prepaid token and postpaid billing. 📺 Cable TV Renew DSTV, GoTV, Startimes, and other cable TV subscriptions in a few taps. Validate your smartcard number to confirm the account before payment. 💰 Business Loans Apply for a business loan through a guided step-by-step process: Choose your loan product and repayment plan Add guarantors and collateral Link your bank statement via open banking for instant grading Review your repayment schedule before accepting Sign and upload your offer letter to complete disbursement Track all active and pending loan applications from your loan dashboard. View repayment schedules, outstanding balances, and payment history. 👥 Sub-User Management Add team members to your business account, assign roles, and control who can initiate or approve transactions. Enable, disable, or remove sub-users at any time from your settings. 📅 Scheduled Payments Set up recurring bill payments and transfers so routine payments never get missed. 🏦 About Neptune Microfinance Bank Neptune Microfinance Bank is a licensed Nigerian microfinance bank providing accessible financial services to individuals and businesses. The eBusiness platform is built for SMEs who need reliable, fast, and secure digital banking. Note: This app is exclusively for verified Neptune MFB business account holders. Account registration is required before first use.