Who Owes - Split & Settle

Who Owes is the smart, seamless way to track group expenses, calculate who owes what, and settle debts effortlessly with friends, roommates, and travel buddies. Whether you are planning a trip, sharing an apartment, dining out, or managing a group event, Who Owes eliminates awkward money talks and complicated math. 🌟 KEY FEATURES: 👥 Group Expense Management • Create groups for trips, roommates, parties, projects, and outings. • Invite friends instantly with simple 6-character group invite codes. • View real-time group balances and activity timelines. 💸 Flexible Expense Splitting • Split equally or customize shares per person. • Support for multiple currencies with automatic real-time exchange rates. • Clear itemization showing who paid and who is involved. 🤝 Smart Debt Simplification & Settle Up • Our advanced algorithm minimizes total transactions, finding the shortest path to settle debts. • Record payments and settlements with one tap to keep balances accurate. 📊 Complete Activity Timeline & Transparency • Real-time group activity feed tracking every expense added, edited, or settled. • Automatic admin succession ensuring groups are never orphaned. • Member-level permissions to ensure only creators and admins manage critical items. 🔒 Secure, Fast & Privacy-Focused • Sign in with Google, Email, or start immediately with Guest Mode. • Upgrade from Guest to permanent Google Account anytime without losing your groups. • Enterprise-grade HTTPS encryption and complete in-app account control. Say goodbye to messy spreadsheets and IOUs. Download Who Owes today and make group spending stress-free!