My Loan - Personal Loan App

My Loan – Personal Loan App My Loan is a digital platform that facilitates access to personal loans for salaried individuals across India. ⚠️ Important Disclosure: My Loan is NOT a lender. We are a technology service provider that connects users with RBI-registered NBFCs. Lending Partner Details: All loans are provided by: ATD Financial Services Pvt. Ltd. RBI Registered NBFC: RBI License No.: B-12-00315 Listed under RBI Digital Lending Apps (DLA) framework (Serial No.: 84) We only act as a facilitator between users and the NBFC. Loan Details: * Loan Amount: ₹1,000 to ₹50,000 * Loan Tenure: 90 days to 365 days * Rate of Interest (ROI): 0.067% per day * Annual Percentage Rate (APR): Up to 45.85% * Minimum Repayment Period: 90 days Charges: * Processing Fee: 3.5% to 7.5% (+18% GST) * Documentation Fee: 3.5% to 7.5% (+18% GST) * Late Payment Charges: Applicable as per loan agreement * Prepayment Charges: ₹0 Loan Example Calculation: For a Rs.5,000 loan with a 91-day tenure, the cost breakdown is as follows: * Int. Payable:Rs.304.85 * Processing + Documentation Fees (3.5%+3.5%): Rs. 413.00 (Incl. GST @18% Rs. 63.00) * Disbursed Amount: Rs.4,587.00 after deductions * Total Repayable Amount: Rs.5,305.00 Features: 1=> Fully digital loan application process 2=> Quick eligibility check 3=> Transparent fee structure 4=> Secure digital agreement and disbursement 5=> Eligibility Criteria 6 =>Indian citizen 7 =>Salaried individual 8=> Minimum salary: ₹25,000/month 9=> Age: 18 years or above 10=> Valid PAN and Aadhaar Required Documents: 1=> PAN Card 2=> Aadhaar Card 3=> Address Proof 4=> Bank Statement (last 6 months) 5=> Salary Slips (last 3 months) 6=. Photograph How It Works: * Register and complete your profile * Submit required documents * Loan application is evaluated by the NBFC * Upon approval, complete e-sign process * Loan amount is disbursed by the NBFC * Data Privacy & Security * We do NOT access contacts, photos, or sensitive personal data without consent * Data is securely encrypted and used only for loan processing * Compliant with applicable RBI digital lending guidelines Contact Information: MYLOANBAZAR DOT COM C-316 B&C, Sector-10, Noida, Uttar Pradesh – 201301 Email: [email protected] Phone: +91-9999589227 Website: https://www.myloanbazar.in Important Links: Terms of Use:https://myloanbazar.in/payday/terms-of-use.php https://myloanbazar.in/payday/terms-of-use.phpPrivacy Policy: https://myloanbazar.in/payday/privacy-policy.html RBI Sachet Portal: https://sachet.rbi.org.in ⚠️ Disclaimer: Loan approval, amount, tenure, and interest rates are determined solely by the NBFC based on the applicant’s credit profile and internal policies.