Wandi Money Manager

Wandi Money Manager is a simple, private way to keep track of your money. No bank logins. No account to create. Open it and start typing. CASHBOOK Record income and expenses across as many accounts as you actually use — cheque account, savings, mobile money, cash in your wallet, a business float. Categorise everything and see exactly where the month went. BUDGETS Set a monthly limit for any category and watch it fill as you spend. The bar turns amber as you near the limit and red when you pass it. Limits stay put each month; the spending resets on the 1st. EMERGENCY FUND Mark the account where you keep money set aside, choose how many months of expenses you want covered, and the app works out the target from your budget and shows how close you are. BILLS AND REMINDERS Council rates, ZRA returns, road tax, insurance, school fees, pet vaccinations. Set the date and how often it repeats — monthly, quarterly, termly or yearly — then mark it done and it rolls forward on its own. The dashboard shows everything due in the next 30 days, with overdue items in red. DEBTS List every loan with its balance and monthly installment. Record each payment and watch the balance and the months remaining come down. NET WORTH Worked out for you: every account balance added together, minus what you owe. A monthly history builds itself, with a progress bar towards a target you set. RECONCILIATION At month end, type in the balance your banking app shows. The app tells you the difference so you can find the entry you missed — and your records stay true. TRANSFERS Move money between your own accounts in one step, without it counting as income or as spending. BACKUP Export your data to a file whenever you want and keep it wherever you choose. YOUR RECORDS STAY YOURS Everything you enter is stored on your own device. Your income, spending, debts and balances are never uploaded, never sold, and never shared with advertisers. PREMIUM The free version is fully featured and supported by adverts. Premium removes all adverts. Built in Lusaka by Mwanta Corporation.