Expense Tracker & Budget

Montrac is an expense tracker and budget planner that works completely offline — no ads, no paywall, no account required. Track every expense and income in seconds, see exactly where your money goes, and keep your accounts, budgets, and savings goals in one private place. WHY MONTRAC IS DIFFERENT • Works with no internet. Montrac is offline-first: every feature works in airplane mode and your data lives on your phone. • No ads. No paywall. Nothing is locked, nothing interrupts you, and there is no subscription. • No account needed. Open the app and start tracking right away. Sign in only if you want to sync across devices. • Your data stays yours. Cloud sync is optional and uses your own Google account. You can delete your account and data from inside the app whenever you want. EVERYTHING YOU NEED TO TRACK MONEY • Expenses and income — log in seconds with amount, category, account, and note • Multiple accounts — checking, savings, credit cards, cash, and investments, with a live net worth total • Budgets — weekly, monthly, or yearly limits per category, with progress bars • Savings goals — set a target and a deadline, and see how much to put aside each month • Bills and subscriptions — see what is due, what is overdue, and what is already paid • Charts and insights — income vs. expense, category breakdowns, spending trends, and tips drawn from your own numbers • Notes and checklists — for what a ledger cannot hold: who owes you, what to buy, next month's plan • CSV import — bring your history over from other apps in minutes • CSV and PDF export — a full record of your money whenever you need it • Home screen widget — this month's spending at a glance • Biometric lock — protect your ledger with biometrics • Dark and light theme WHO IT IS FOR Anyone who wants to know where their money goes — without ads, without an account, and without a subscription. Students, families, freelancers, and small businesses. Montrac is available in 11 languages: English, हिंदी, Português (Brasil), Bahasa Indonesia, Español, Français, العربية, Deutsch, 日本語, Türkçe, and 한국어. QUESTIONS OR PROBLEMS? Write to [email protected] — feedback shapes every update. Install Montrac and log your first expense in under a minute.