Balance - Expense Tracker

Welcome to Balance, the ultimate personal finance and expense tracker designed for total privacy. Manage your budgets, track your spending, and monitor your net worth without ever creating an account, linking a bank, or sharing your data with external servers. Every account, transaction, and budget lives locally on your device. Take control of your money with a fast, ad-free, and beautifully designed money manager that respects your privacy. ✨ KEY FEATURES 📊 Smart Accounts & Net Worth • Group your finances into Cash, Bank, Cards, Savings & Investments, and Foreign Currency. • Multi-currency support: Foreign accounts convert back to your default currency using real-time exchange rate captures so historical reports remain accurate. • View your true, unified net worth instantly. 💸 Lightning-Fast Expense Tracking • Log expenses, incomes, and transfers in seconds with a built-in numeric keypad. • Limitless transactions, accounts, and categories—no premium paywalls! • Tag transactions with customizable categories and subcategories for deeper insights. 🎯 Budgets That Work For You • Set category-specific limits (e.g., Food & Dining) or narrow down to a single subcategory. • Get accurate month-end pace projections to see if you are on track. • Rollover budgets: Carry unused balance into the next month. • Set custom alert thresholds (e.g., get warned at 80% or 90% of your budget). 📅 Visual Spending Calendar • See high-spend and payday patterns at a glance directly on a monthly grid. Tap any day to see exactly what happened. 🔄 Recurring Transactions & Bills • Automate rent, salaries, and subscriptions (daily, weekly, monthly, yearly). • Catch-up scheduling: If you miss a week, Balance safely updates your missed occurrences the next time you open the app. 📈 Plain-Language Reports & Insights • Get readable insights instead of a messy spreadsheet dump. • Easily view your top spend categories, largest single expenses, and month-over-month trends with beautifully designed donut and stacked bar charts. 🛡️ 100% Private & Secure • Fully Offline: No backend, no servers. Your data is yours. • No Sign-Up: Open the app and start tracking immediately. • App Lock: Secure the app with your device’s Face ID, fingerprint, or passcode. • Optional Backup: Backup manually or automatically directly to a hidden private folder in your own Google Drive. • CSV Export: Export all your data as a clean CSV file whenever you want. 🎨 Customizable Appearance & Multi-Lingual • Choose between Light, Dark, or System themes with your favorite custom accent colors. • Fully localized in 10 languages: English, Spanish, Hindi, Arabic, Portuguese, French, German, Indonesian, Japanese, and Urdu. (Includes true Right-to-Left / RTL support for Arabic and Urdu). 📱 Home Screen Widgets • Keep track of your Monthly Budget and Net Worth, or use the 1-tap Add Transaction shortcut right from your Android home screen. Stop relying on intrusive apps to track your hard-earned money. Download Balance - Expense Tracker today and manage your personal finances with absolute privacy!