MoneyMate – Expense Tracker

MoneyMate is a spending tracker you can keep up with. Add a payment in three taps, see one honest number for the month, and set budgets that reset on your payday. No account, no cloud, no bank login. WHAT YOU GET • Add a payment in three taps: amount, category, done. Payee and note are optional • One number that matters: what you actually spent this month. Transfers between your own accounts are kept out of it • Budgets that reset on your payday, with a safe-to-spend amount per day • Repeating payments such as rent, loans and subscriptions, entered for you each month with a reminder before they are due • Stats by category and by payee, day by day, compared with last month • Categories for real life: Groceries, Food, Transport, Bills, Investments, Loans, Insurance, Subscriptions and more. Or type your own • Works in your currency PRIVATE BY DESIGN • Your data stays on your phone. There is no server that sees it • No sign-up, no cloud, no bank login • The database is encrypted. Backups are locked with a passphrase only you know • App lock with your fingerprint or screen lock ALSO • Encrypted backup and restore • CSV export, free • Dark and light theme • Available in English, Hindi, Bengali, Spanish, Portuguese, Indonesian, Japanese, Korean, Arabic and Persian • Works offline MONEYMATE PRO Removes ads and adds Excel and PDF export. Everything else in the app is free. IN INDIA On phones in India, MoneyMate can also read bank SMS alerts on the phone and log those payments for you. That is optional and never uploads a message. Outside India the app does not ask for SMS access.