Money Diary: Expense Tracker

Money Diary is the privacy-first expense tracker that works completely offline. No account, no tracking — just you and your money. Take control of your personal finances with a beautiful, Material You design that adapts to your device. Every feature works without internet access, so you can manage your budget anywhere — even in airplane mode. ✨ Features 📊 Smart Dashboard Get a complete overview of your finances with account balances, spending charts, 7-day trends, and budget progress—all in one place. Customize your dashboard to show what matters most. 💸 Easy Expense Tracking Add transactions in seconds using natural language. Simply type "spent 4.50 on coffee" and the app automatically fills in the details. 🏦 Multiple Accounts Keep track of cash, bank accounts, savings, and credit cards separately with accurate running balances. 🗂️ Custom Categories Organize your spending with 12 built-in categories or create your own using custom names, icons, and colors. 🎯 Budget Management Set weekly or monthly budgets for each category and monitor your progress with visual indicators and spending alerts. 🔄 Recurring Transactions Never miss recurring income or expenses. Schedule bills, subscriptions, salaries, and more with flexible repeat options. 🎯 Savings Goals Create savings goals, set target amounts and deadlines, and watch your progress grow over time. 💳 Debt Tracker Manage money you owe or are owed with contact details, due dates, payment history, and outstanding balances. 📅 Subscription Manager Keep all your subscriptions organized with upcoming billing dates and helpful reminders. 📤 CSV Export Export your transaction history as a CSV file for backups, spreadsheets, or personal analysis. 🌙 Dark Mode Choose between Light, Dark, or System theme for a comfortable experience anytime. 🔒 Privacy First ✅ Works 100% offline ✅ No account required ✅ No ads ✅ No analytics or tracking ✅ Your data never leaves your device Why Money Diary? Most expense trackers require accounts, sync to the cloud, show ads, or harvest your data. Money Diary takes a different approach — a fully private, offline-first experience that respects your privacy while giving you powerful tools to manage your money. Perfect for anyone who values privacy, wants to avoid subscription fees, or needs a reliable budget app that works without internet access.