Money Guard: Daily Budget

Money Guard answers one question every morning: how much can I spend today without breaking my monthly budget? No spreadsheets, no complicated categories, no bank connections. Just one clear number — your safe daily limit. HOW IT WORKS Enter your monthly income Add your fixed payments — rent, utilities, subscriptions, loans Set a savings goal (10%, 20%, 30% of income, or your own amount) Get your daily spending limit The math is simple and transparent: Free money = Income − Fixed payments − Savings goal Daily limit = Free money ÷ days in the month WHAT YOU GET Today's limit — a big, clear number on the home screen with a progress bar that shows how much you've already spent Quick expense entry — amount, category, optional note. Two taps and you're done Month at a glance — money left until the end of the month, progress toward your savings goal, and your average daily spend History — expenses grouped by day, filterable by category, with a monthly bar chart Multiple currencies — EUR, USD, RUB, UAH Light and dark themes WHY MONEY GUARD Most budgeting apps ask you to track everything and then show you charts you never look at. Money Guard flips this around: it tells you what you can afford before you spend, so you can make decisions in the moment. It's built for people who want to stay in control without turning budgeting into a second job. 100% FREE No subscriptions. No paid tiers. No "Premium" features. No ads. Everything in the app is free, forever. PRIVACY FIRST Your financial data stays on your device. Money Guard does not require an account, does not connect to your bank, and does not send your data anywhere. Take the guesswork out of daily spending. Download Money Guard and find out what you can safely spend today.