BillPal Live

BillPal is the simplest way to track every bill and subscription in one place — without ever connecting your bank account or reading your SMS. WHY BILLPAL? 🔒 Zero-permission privacy No bank login, no SMS access, no account required. Everything you add is stored only on your own device. Nothing about your bills, amounts, or payment methods is ever uploaded anywhere. 🤖 AI Stack — track your AI subscriptions BillPal is the only bill tracker built for the AI era. It automatically groups your ChatGPT, Claude, Gemini, and other AI subscriptions, flags duplicate-purpose tools you're paying for twice, and warns you before a free trial silently converts to a paid plan. 📅 Never miss a due date See every upcoming bill on a clean calendar, get reminders before they're due, and pin the bills that matter most to the top of your home screen. 💱 Multi-currency support Add bills in any currency — BillPal converts and totals everything into the currency you actually use. 📊 Real insights, not just a list See exactly how much you're spending monthly, which category costs you the most, and where you might be overlapping on subscriptions. 📤 Your data, your control Export your bills as CSV or back them up as a file anytime, straight from your own share sheet. Nothing leaves your phone unless you choose to send it. BillPal is free to use, with optional ads that never interrupt your flow. No subscriptions, no dark patterns — just a clean way to stay on top of what you're paying for.