Expense Tracker Budget & Spend

Save money effortlessly, track daily spending, and take control of your personal finances with Expense Tracker Budget & Spend! SMS-BASED MONEY MANAGEMENT (OPTIONAL CORE FEATURE) With your permission, Expense Tracker uses RECEIVE_SMS to read incoming bank, UPI, and wallet debit/credit messages on your device. Matching messages become suggested transactions under Detected Transactions (Home ⋮ menu). Tap a card, edit amount or category if needed, then press Add. Nothing is saved until you confirm. Swipe left or right to delete a suggestion. This is optional and off until you allow SMS on Home. If you deny it, keypad logging, budgets, and analytics still work. We are not your default SMS app. We do not use READ_SMS or SEND_SMS. We do not send 5-digit payment SMS and we do not use SMS for OTP or fraud detection. OTP, promo, and messages with no amount are ignored. SMS is parsed only on your device and is not uploaded, sold, or shared. Whether you want an offline-first money manager, a budget planner, or a fast spending tracker, Expense Tracker Budget & Spend keeps money management simple and visual. Stop wondering where your money goes. Track on the go with custom budgets, analytics, wallets — and optional bank SMS suggestions. 🔑 KEY FEATURES FOR SMARTER MONEY MANAGEMENT 💬 Optional bank / UPI SMS import Incoming financial SMS only. Review in Detected Transactions, then Add. Non-financial SMS are ignored. On-device. Optional. 💳 Daily expense tracker & money manager Instant logging: record income and expenses in seconds with notes, categories, and payment methods. Smart categories: Food, Shopping, Bills, Transport, Entertainment, and fully customizable icons. Wallets: cash, cards, bank, and digital wallets. Itemized calculator: split one payment into line items. Search, sort, and filter by date, amount, category, payment method, and type. Customizable transaction cards and a calendar view of daily spend. 🎤 Voice add (optional) Speak a transaction. Review the suggestion before you save. Microphone is only used if you start voice add. 🎯 Budget planner & savings tracker Flexible monthly category budgets, including copy last month’s budget in one tap. Overspend alerts and progress even when you are not in the app. Savings goals with progress toward a target. 📊 Reports & analysis Charts for cash flow and category / payment-method breakdowns. Compare periods, trends, and daily averages. Smart spending insights. CSV export plus JSON export/import and local .db backup/restore (not XLS/PDF). ⏰ Bills & scheduled payments Recurring daily, weekly, monthly, or yearly rules. Reminders so you don’t miss due dates. ⭐ Favorites Save frequent expenses and log them in one tap. 🏷️ Tags Tag transactions and group spending beyond categories. 🔒 Offline-first & secure Works without internet for logging and budgets. Data stays on the device unless you sign in and turn on sync. PIN lock, biometric unlock, scrambled keypad, screenshot block, and blur in Recents. 🤝 Multi-currency Choose currency symbol, grouping (including Indian), and decimals. 🔄 Optional multi-device sync Sign in (Google, email, or magic link) to sync across up to 4 devices (Pro). 🎨 Themes Light, dark, or system. 🚀 WHY CHOOSE EXPENSE TRACKER BUDGET & SPEND? It covers pocket tracking and serious budgeting — including optional on-device SMS money management you fully control. Download Expense Tracker Budget & Spend to start tracking, saving, and reaching your goals.