Mikdar

Mikdar is a free, offline-first personal finance app with built-in Islamic finance tools — designed for everyday money management, Zakat planning, inheritance distribution, and 20+ practical calculators. Available in English, বাংলা, and العربية. 🔒 PRIVATE BY DESIGN • No data collection — your finances stay on your device • No ads, no tracking, no analytics • PIN + biometric unlock with 24-character recovery key • Encrypted local database • Optional Google Drive backup (AES-256 encrypted, only you can decrypt) • Works fully offline — internet is optional 💰 CASH MANAGER • Track income, expenses, and transfers across cash, bKash, Nagad, Rocket, bank accounts • Multiple wallets with custom names and icons • Day-grouped transaction list with daily net • Period filter: today, week, month, year, custom range • Quick-add templates for repeat entries (long-press the + button) • Wallet-to-wallet transfers with linked transaction pairs 📊 BUDGETS & REPORTS • Set monthly category budgets with progress alerts • Per-wallet balance breakdown • Income vs expense charts • Category spending analysis • Lifetime balance with multi-wallet detail 🤝 DEBT TRACKER • Track who owes you and whom you owe • Per-party ledger with running balance • Due date reminders • Settlement history 📋 RECURRING TRANSACTIONS • Auto-create salary, rent, subscriptions on schedule • Daily, weekly, monthly, yearly rules • Edit or pause any rule 🎯 SAVINGS GOALS • Track Hajj fund, wedding, emergency reserve, etc. • Visual progress with target date • Multiple concurrent goals 🧾 INVOICES • Generate professional invoices for clients • PDF export • Customer contact ledger • Multi-language invoice templates 📷 RECEIPT SCANNER • On-device OCR extracts amount and merchant • Optional cloud Smart Scan with your own Gemini API key 🕌 ISLAMIC FINANCE TOOLS • Zakat Calculator — cash, gold, silver, mixed assets • Livestock Zakat — cattle, sheep, goats, camels • Agricultural Zakat — irrigated and rain-fed crops • Miras & Waris — Islamic inheritance distribution (Hanafi) • Hijri calendar integration 🧮 PRACTICAL CALCULATORS • EMI Calculator — home, car, personal loans • SIP Calculator — systematic investment plans • Loan Comparison — compare two loan offers • Currency Converter — 16 currencies with live rates • Unit Converter — length, weight, temperature, volume • Time Zone Converter — for diaspora users • GPA / CGPA Calculator — international grading scales • Date Difference — age, anniversaries, project countdowns • Tip Splitter — divide bills among friends • Bill Splitter — split unequal shares • Discount Calculator — multi-stack discounts • Land Calculator — Bangladesh land units • Tax Calculator and more 🔔 SMART REMINDERS • Bill due dates • Debt collection reminders • Budget warnings • Custom recurring reminders • Alarm-style notifications (bypass silent mode) 🌍 LANGUAGES & CURRENCIES • English, বাংলা (Bengali), العربية (Arabic) with full RTL support • 16 currencies supported (BDT default, USD, SAR, AED, INR, PKR, MYR, IDR, and more) • Auto-detect country and currency on first launch 🎨 THEMES • Light, dark, and system default • Clean modern design optimized for one-handed use WHO IS MIKDAR FOR? • Anyone managing a household or business budget • Muslims fulfilling Zakat obligations and inheritance duties • Small business owners tracking income, expenses, and customer debts • Students using GPA calculators and budget tools • Bangladesh diaspora needing multi-currency and timezone tools PERMISSIONS Mikdar requests only the permissions needed for specific features you trigger: notifications for reminders, camera for receipt scanning, gallery access for saved receipts, wake lock for scheduled notifications. Free. No ads. No tracking. No subscription. Just a clean, private money manager. Made with care for Bangladesh and the global Muslim community.